Can a business located outside United States use Biz2Credit to get a loan?

Business located outside the United States with a subsidiary branch within the country may qualify for trade financing.

Can I cancel my loan application after I submit it?

Absolutely. Contact a Biz2Credit representative to cancel your loan application.  

Can I get a loan for my export/import business?

Yes Biz2credit works with lenders who provide loans for exports and imports.

Do I have to accept a loan through Biz2Credit?

There is no obligation to accept a loan through Biz2Credit.

Do I have to provide my social security number?

If you’ve received a credit report in the past month, just upload it to our loan application. Otherwise, we ask you to provide your social security number for credit checking purposes. For any social security number related issues, please contact customer service.  

Does Biz2Credit sell my information?

Biz2Credit is not a mailing list provider. We do not sell your information to third parties.

How can I change information I submitted on my loan application?

Contact a customer support representative to update or change your loan application information.

How can I get a loan through Biz2Credit?

Register on Biz2Credit and apply for a loan for free. You can have lenders contact you directly or employ a case manager to handle your deal from start to funding.

How does Biz2Credit decide the best lender?

Biz2Credit has built an online decision-making engine that matches your needs as a small business owner with the best financial products of a large number of lenders. Based on both on the lender and borrower criteria, users are matched with the top loan according to their specific needs indicated (i.e. lowest interest rate, least required documentation, fastest funding process, most amount of funds.)  We constantly update our engine according to market data to ensure that you receive access to the best products in the marketplace.

How much does it cost to submit a loan application on Biz2Credit?

Biz2credit does not charge small business owners anything to submit a loan application.

How safe is my information?

The information is secured using SSL technology and information is stored on secured servers. Biz2Credit has taken additional steps employing a top of the line intrusion detection system to ensure the safety of your financial information.

Is Biz2Credit a bank?

No. Biz2Credit does not lend money or underwrite loans on behalf of any lenders.

What if I don't qualify for a loan?

If you don’t qualify for a loan initially, contact Biz2Credit. We’ll help you target and solve any issues blocking the funding process. We work closely with small business owners to enhance capital access.

What information is required to submit a loan application?

Biz2Credit uses basic business information to match you with the best financial products in the market. Typically we require the following information about your business:  total revenue, type of industry, years in operation, location and personal credit information.

What is Biz2Credit?

Biz2credit connects small business owners with service providers and lenders, empowering them to effectively compete with big business, innovate their services and products and grow their enterprise. Biz2Credit does this by matching entrepreneurs with credit solutions based on their small business profile and preferences in a completely safe and price transparent environment.

Biz2Credit is also launching a market place for buying and selling business as well as other value added services

What types of business can get a loan through Biz2Credit?

Businesses located in United States and owned 51 percent or more by a US Citizen, US green card holder or a person with a valid work permit can access a loan through Biz2credit.

What types of loans can I get through Biz2Credit?

Biz2Credit provides both secured and unsecured loans for small business owners.

Will Biz2credit pull my credit?

Only after receiving your direct consent will Biz2credit pull your the credit.

Will each lender pull my credit?

Generally, lenders accept credit reports from Biz2Credit. However, in some cases the lenders may pull the credit report of the borrower. If you have any concerns, please contact Biz2Credit directly.