Expert Advice / Building Credit
Abhijit Bhattacharya

Training for SME Workers

Employees in an SME tend to miss out on skill enhancement, sometimes because of their sheer indispensability to the organisation. Abhijit Bhattacharya, professor at the Institute of Management says that there is need, therefore, for SME training to be bit-sized and customised By smartly exploiting the opportunities created by the process of globalisation, a large number [...]
read more...

July 31st, 2009
Author : Abhijit Bhattacharya
Abhijit Bhattacharya

Strategy and SME Growth

Enterprises need to build systems and processes that will enable them to use strategic planning tools to guide their business towards a brighter future, says Abhijit Bhattacharya, Professor, Institute of Management Often it is asserted that the field of strategic management lacks coherence and it is highly fragmented. However, there is research evidence to show how [...]
read more...

July 31st, 2009
Author : Abhijit Bhattacharya
Abhijit Bhattacharya

Do banks know their SME clients?

The ability of Indian banks to promptly evaluate creditworthiness of small and medium enterprises is critical to ensure better accessibility of credit by the vast number of deserving Indian entrepreneurs. With diminishing emphasis on priority sector lending and deepening of the market-oriented reforms in the financial sector, if the credit accessibility issue is not addressed [...]
read more...

July 2nd, 2009
Author : Abhijit Bhattacharya
Yogesh Dixit

An International Perspective

India has a lot going for it in terms of financial management practices, but there is still a lot we can learn from innovations abroad, opines Yogesh Dixit, Head SME Ratings, CRISIL Financing is the lifeblood of small and medium enterprises (SMEs). While the Indian financial markets have contributed considerably in providing access to funds to [...]
read more...

June 4th, 2009
Author : Yogesh Dixit