Lower Down Payment on Business
1. Use seller financing
According to SBA standards, seller financing can substitute around 10 percent of the down payment.
2. Manage your business
Owner operated businesses incur less labor costs.
3. Fore go expensive pension plans
Do not implement pension contribution plans at least for one to two years.
4. Increase the EBIDTA
Buying rented property or outsourcing work will increase EBIDTA.
5. Detail accounts receivable statement
Providing a detailed breakdown of the accounts receivables statement will strengthen the value of the acquisition, increase the loan amount, and lower the down payment.