Lower Down Payment on Business

1. Use seller financing

According to SBA standards, seller financing can substitute around 10 percent of the down payment.

2. Manage your business

Owner operated businesses incur less labor costs.

3. Fore go expensive pension plans

Do not implement pension contribution plans at least for one to two years.

4. Increase the EBIDTA

Buying rented property or outsourcing work will increase EBIDTA.

5. Detail accounts receivable statement

Providing a detailed breakdown of the accounts receivables statement will strengthen the value of the acquisition, increase the loan amount, and lower the down payment.