Gems can be found holding many different colors. When discussing the color of a gemstone, three factors need to be taken into account: hue, saturation and tone. A Sapphire is renowned for its blue color. However due to the many different hues, you can also find sapphires in a variety of colors, for example pink and yellow.
Generally the brighter the stone, the higher the value. A medium toned stone is the most sought after and desirable. The perfect color for an emerald is described as ‘grassy green’ and for a sapphire, ‘cornflower blue’. Both of these colors hold a medium tone, not too dark and not too light.
The number of inclusions found in a gemstone affects its clarity. Inclusions are formed when the stone is created in the earth. They can be used by some gemmologists to determine the origin of the stone and therefore inclusions are often referred to as the stones birthmark.
Generally the fewer the inclusions, the more valuable the stones are as they are quite rare. However in some cases, inclusions are responsible for increasing the value of a stone, for example a cat’s eye emerald.
Inclusions tend to have more of an impact on paler stones as they are much easier to see.
Gemstones are sold by their weight. The measurement of one carat = one fifth of a gram. It is generally quite rare to find large gemstones particularly regarding sapphires, emeralds and rubies. These are generally priced higher than smaller stones (unless distinguished by other factors for example clarity, cut and color.
Loans against jewelry which contains gems will allow you to find out their open market value whilst releasing the equity from your precious stones.
Use your personal assets to secure a loan from $1000 to $1,000,000.
This article was submitted by Paul Aitken, he is the founder of borro, the leading personal asset lending platform in the UK and the US. The company has created a new lending category and in 2011 and 2012 won Alternative Lender of the Year and International Business Awards.Paul also holds an MBA from IMD, Lausanne,Switzerland.