Support for Small Businesses

Disaster Support Resource Hub for Business Owners 2020 COVID-19 Outbreak

Because of the extreme hardship that small businesses are now facing during the Coronavirus (COVID-19) outbreak, business owners need help. Biz2Credit has collected the most important resources for businesses in this Resource Hub so they get the support they need quickly.


Biz2Credit is offering guidance and support for business owners affected by the crisis. Call the hotline to get connected with an expert who can help.



Webcast: Understanding SBA Disaster Loan

Watch experts from Biz2Credit and the Job Creators Network who will walk through the things you need to be prepared for when it comes to applying for SBA Disaster Loans.

Government assistance

Numerous Federal, State and Local government initiatives are supporting business owners during these difficult times. The programs listed reflect the latest information available to Biz2Credit. Check back for updates periodically.

Description of Special Government Lending Programs Related to the Economic Impact of Coronavirus

The government has not released full details of the program at this time. Check back soon for more information.

On March 27, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This new law allocates about $350 billion for small businesses to keep workers employed during the pandemic and the related economic downturn. Known as the Paycheck Protection Program this program is unlike any other government loan program.

The initiative will be offered by private, non-government lenders and provides 100% federally guaranteed loans to small businesses until June 30th, 2020.

Importantly, loans made under the program are potentially eligible to be forgiven. Borrowers would need to maintain their payrolls during the crisis to qualify for loan forgiveness.

Loans may be given up to 2.5x the amount of qualified payroll a business would provide to employees in an average month. The lending cap is currently set at $10 million. More details about the program will be released in the near future, including details on how to apply.

The U.S. Small Business Administration will provide Disaster Assistance Loans for Small Businesses impacted by Coronavirus.

The SBA's Economic Injury Disaster Loans offer up to $2 million in assistance for small businesses. The following sequence of events must take place for the SBA to action:

  1. State Governors must request the SBA to issue an Economic Injury Disaster Loan declaration.

    1. The Declaration will enable the SBA to issue loans to small businesses in the area of the state covered by the declaration that are impacted by the coronavirus

  2. The SBA's Office of Disaster Assistance will coordinate with the state's Governor to submit the request for Economic Injury Disaster Loan assistance

  3. Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available for all affected communities

  4. Loans funded by the SBA may be used to pay fixed debts, payroll, AP and other bills that cannot be paid because of the disaster's impact

  5. The interest rate is 3.75% for small businesses without credit available elsewhere. This is important because if the SBA thinks the customer can receive financing elsewhere, the customer will not be able to receive the SBA disaster assistance loan.

  6. The SBA offers long-term repayment terms up to a maximum of 30 years.

    1. Terms are made on a case-by-case basis upon each borrower's ability to repay

  7. Contact information:

    1. SBA website:

    2. Email:

    3. Customer Service Center: 1-800-659-2955

    4. Secure Disaster Loan Application site:

      1. Borrowers will need to access the application website and Register first, then log in

      2. Borrowers will be eligible for the Economic Injury Disaster Loan assistance only after their state's Governor has requested an Economic Injury Disaster declaration

    Are businesses in your county eligible for SBA Disaster Assistance?

  8. Declarations declared for the following jurisdictions:

    All US states and counties are now Declared Disaster areas. For more information visit:

    Alabama counties including: Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee, Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington, Crenshaw, Cullman, Dale, Dallas, De Kalb, Elmore, Escambia, Etowah, Fayette, Franklin, Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Mobile, Monroe, Montgomery, Morgan, Perry, Pickens, Pike, Randolph, Russell, Saint Clair, Shelby, Sumter, Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, Winston

    1. Bordering counties in Florida: Escambia, Holmes, Jackson, Okaloosa, Santa Rosa, Walton

    2. Bordering counties in Georgia: Carroll, Chattahoochee, Chattooga, Clay, Dade, Early, Floyd, Haralson, Harris, Heard, Muscogee, Polk, Quitman, Seminole, Stewart, Troup, Walker

    3. Bordering counties in Mississippi: Clarke, George, Greene, Itawamba, Jackson, Kemper, Lauderdale, Lowndes, Monroe, Noxubee, Tishomingo, Wayne

    4. Bordering counties in Tennessee: Franklin, Giles, Hardin, Lawrence, Lincoln, Marion, Wayne

    Alaska counties including: Alaska Gateway Reaa (03), Aleutian Region Reaa (04), Aleutians East Borough, Annette Island Reaa (06), Bering Strait Reaa (07), Bristol Bay Borough, Chatham Reaa (09), Chugach Reaa (10), City And Borough Of Juneau, City And Borough Of Sitka, City And Borough Of Wrangell, City And Borough Of Yakutat, Copper River Reaa (11), Delta/Greely Reaa (14), Denali Borough, Fairbanks North Star Borough, Haines Borough, Iditarod Area Reaa (21), Kashunamiut (Chevak) Reaa (55), Kenai Peninsula Borough, Ketchikan Gateway Borough, Kodiak Island Borough, Kuspuk Reaa (29), Lake And Peninsula Borough, Lower Kuskokwim Reaa (31), Lower Yukon Reaa (32), Matanuska-Susitna Borough, Municipality Of Anchorage, Municipality Of Skagway, North Slope Borough, Northwest Arctic Borough, Petersburg Borough, Pribilof Islands Reaa (40), Southeast Island Reaa (44), Southwest Region Reaa (45), Yukon Flats Reaa (51), Yukon-Koyukuk Reaa (52), Yupiit Reaa (54)

    American Samoa counties including: Territory Of American Samoa

    Arizona counties including: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, Yuma

    1. Bordering counties in California: Imperial, Riverside, San Bernardino

    2. Bordering counties in Colorado: Montezuma

    3. Bordering counties in New Mexico: Catron, Cibola, Grant, Hidalgo, Mckinley, San Juan

    4. Bordering counties in Nevada: Clark, Lincoln

    5. Bordering counties in Utah: Kane, San Juan, Washington

    Arkansas counties including: Arkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark, Clay, Cleburne, Cleveland, Columbia, Conway, Craighead, Crawford, Crittenden, Cross, Dallas, Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Greene, Hempstead, Hot Spring, Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln, Little River, Logan, Lonoke, Madison, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada, Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski, Randolph, Saint Francis, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, Stone, Union, Van Buren, Washington, White, Woodruff, Yell

    1. Bordering counties in Louisiana: Bossier, Caddo, Claiborne, East Carroll, Morehouse, Union, Webster, West Carroll

    2. Bordering counties in Missouri: Barry, Butler, Dunklin, Howell, Mcdonald, Oregon, Ozark, Pemiscot, Ripley, Stone, Taney

    3. Bordering counties in Mississippi: Bolivar, Coahoma, Desoto, Issaquena, Tunica, Washington

    4. Bordering counties in Oklahoma: Adair, Delaware, Le Flore, Mccurtain, Sequoyah

    5. Bordering counties in Tennessee: Dyer, Lauderdale, Shelby, Tipton

    6. Bordering counties in Texas: Bowie, Cass

    California counties including: Alameda, Alpine, Amador, ButtAlameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba

    1. Bordering counties in Arizona: La Paz, Mohave, Yuma

    2. Bordering counties in Nevada: Clark, Douglas, Esmeralda, Lyon, Mineral, Nye, Washoe

    3. Bordering counties in Arizona: Curry, Jackson, Josephine, Klamath, Lake

    Colorado counties including: Adams, Alamosa, Arapahoe, Archuleta, Baca, Bent, Boulder, Broomfield, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Delta, Denver, Dolores, Douglas, Eagle, El Paso, Elbert, Fremont, Garfield, Gilpin, Grand, Gunnison, Hinsdale, Huerfano, Jackson, Jefferson, Kiowa, Kit Carson, La Plata, Lake, Larimer, Las Animas, Lincoln, Logan, Mesa, Mineral, Moffat, Montezuma, Montrose, Morgan, Otero, Ouray, Park, Phillips, Pitkin, Prowers, Pueblo, Rio Blanco, Rio Grande, Routt, Saguache, San Juan, San Miguel, Sedgwick, Summit, Teller, Washington, Weld, Yuma

    1. Bordering counties in Arizona: Apache

    2. Bordering counties in Kansas: Cheyenne, Greeley, Hamilton, Morton, Sherman, Stanton, Wallace

    3. Bordering counties in Nebraska: Chase, Cheyenne, Deuel, Dundy, Kimball, Perkins

    4. Bordering counties in New Mexico: Colfax, Rio Arriba, San Juan, Taos, Union

    5. Bordering counties in Oklahoma, Cimarron

    6. Bordering counties in Utah: Daggett, Grand, San Juan, Uintah

    7. Bordering counties in Wyoming: Albany, Carbon, Laramie, Sweetwater

    Connecticut counties including: Fairfield, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland, Windham

    1. Bordering counties in Massachusetts: Berkshire, Hampden, Worcester

    2. Bordering counties in New York: Dutchess, Putnam, Westchester

    3. Bordering counties in Rhode Island: Kent, Providence, Washington

    Delaware counties including: Kent, New Castle, Sussex

    1. Bordering counties in Maryland: Caroline, Cecil, Dorchester, Kent, Queen Annes, Wicomico, Worcester

    2. Bordering counties in New Jersey: Gloucester, Salem

    3. Bordering counties in Pennsylvania: Chester, Delaware

    1. Bordering counties in Maryland: Montgomery, Prince Georges

    2. Bordering counties in Virginia: Alexandria City, Arlington, Fairfax

    Florida counties including: Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Saint Johns, Saint Lucie, Santa Rosa, Sarasota, Seminole, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

    1. Bordering counties in Alabama: Baldwin, Covington, Escambia, Geneva, Houston

    2. Bordering counties in Georgia: Brooks, Camden, Charlton, Clinch, Decatur, Echols, Grady, Lowndes, Seminole, Thomas, Ware

    Georgia counties including: Appling, Atkinson, Bacon, Baker, Baldwin, Banks, Barrow, Bartow, Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Butts, Calhoun, Camden, Candler, Carroll, Catoosa, Charlton, Chatham, Chattahoochee, Chattooga, Cherokee, Clarke, Clay, Clayton, Clinch, Cobb, Coffee, Colquitt, Columbia, Cook, Coweta, Crawford, Crisp, Dade, Dawson, Decatur, Dekalb, Dodge, Dooly, Dougherty, Douglas, Early, Echols, Effingham, Elbert, Emanuel, Evans, Fannin, Fayette, Floyd, Forsyth, Franklin, Fulton, Gilmer, Glascock, Glynn, Gordon, Grady, Greene, Gwinnett, Habersham, Hall, Hancock, Haralson, Harris, Hart, Heard, Henry, Houston, Irwin, Jackson, Jasper, Jeff Davis, Jefferson, Jenkins, Johnson, Jones, Lamar, Lanier, Laurens, Lee, Liberty, Lincoln, Long, Lowndes, Lumpkin, Macon, Madison, Marion, McDuffie, Mcintosh, Meriwether, Miller, Mitchell, Monroe, Montgomery, Morgan, Murray, Muscogee, Newton, Oconee, Oglethorpe, Paulding, Peach, Pickens, Pierce, Pike, Polk, Pulaski, Putnam, Quitman, Rabun, Randolph, Richmond, Rockdale, Schley, Screven, Seminole, Spalding, Stephens, Stewart, Sumter, Talbot, Taliaferro, Tattnall, Taylor, Telfair, Terrell, Thomas, Tift, Toombs, Towns, Treutlen, Troup, Turner, Twiggs, Union, Upson, Walker, Walton, Ware, Warren, Washington, Wayne, Webster, Wheeler, White, Whitfield, Wilcox, Wilkes, Wilkinson, Worth

    1. Bordering counties in Alabama: Barbour, Chambers, Cherokee, Cleburne, De Kalb, Henry, Houston, Jackson, Lee, Randolph, Russell

    2. Bordering counties in Florida: Baker, Columbia, Gadsden, Hamilton, Jackson, Jefferson, Leon, Madison, Nassau

    3. Bordering counties in North Carolina: Cherokee, Clay, Jackson, Macon

    4. Bordering counties in South Carolina: Abbeville, Aiken, Allendale, Anderson, Barnwell, Edgefield, Hampton, Jasper, McCormick, Oconee

    5. Bordering counties in Tennessee: Bradley, Hamilton, Marion, Polk

    Guam counties including: Guam

    Hawaii counties including: Hawaii, Honolulu, Kalawao, Kauai, Maui

    Idaho counties including: Ada, Adams, Bannock, Bear Lake, Benewah, Bingham, Blaine, Boise, Bonner, Bonneville, Boundary, Butte, Camas, Canyon, Caribou, Cassia, Clark, Clearwater, Custer, Elmore, Franklin, Fremont, Gem, Gooding, Idaho, Jefferson, Jerome, Kootenai, Latah, Lemhi, Lewis, Lincoln, Madison, Minidoka, Nez Perce, Oneida, Owyhee, Payette, Power, Shoshone, Teton, Twin Falls, Valley, Washington

    1. Bordering counties in Montana: Beaverhead, Gallatin, Lincoln, Madison, Mineral, Missoula, Ravalli, Sanders

    2. Bordering counties in Nevada: Elko, Humboldt

    3. Bordering counties in Oregon: Baker, Malheur, Wallowa

    4. Bordering counties in Utah: Box Elder, Cache, Rich

    5. Bordering counties in Washington: Asotin, Pend Oreille, Spokane, Whitman

    6. Bordering counties in Wyoming: Lincoln, Teton

    Illinois counties including: Adams, Alexander, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, Cook, Crawford, Cumberland, De Witt, Dekalb, Douglas, Dupage, Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin, Greene, Grundy, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kane, Kankakee, Kendall, Knox, La Salle, Lake, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, Mcdonough, Mchenry, Mclean, Menard, Mercer, Monroe, Montgomery, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saint Clair, Saline, Sangamon, Schuyler, Scott, Shelby, Stark, Stephenson, Tazewell, Union, Vermilion, Wabash, Warren, Washington, Wayne, White, Whiteside, Will, Williamson, Winnebago, Woodford

    1. Bordering counties in Iowa: Clinton, Des Moines, Dubuque, Jackson, Lee, Louisa, Muscatine, Scott

    2. Bordering counties in Indiana: Benton, Gibson, Knox, Lake, Newton, Posey, Sullivan, Vermillion, Vigo, Warren

    3. Bordering counties in Kentucky: Ballard, Crittenden, Livingston, Mccracken, Union

    4. Bordering counties in Missouri: Cape Girardeau, Clark, Jefferson, Lewis, Lincoln, Marion, Mississippi, Perry, Pike, Ralls, Saint Charles, Saint Louis, Saint Louis City, Sainte Genevieve, Scott

    5. Bordering counties in Wisconsin: Grant, Green, Kenosha, Lafayette, Rock, Walworth

    Indiana counties including: Adams, Allen, Bartholomew, Benton, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Daviess, De Kalb, Dearborn, Decatur, Delaware, Dubois, Elkhart, Fayette, Floyd, Fountain, Franklin, Fulton, Gibson, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jay, Jefferson, Jennings, Johnson, Knox, Kosciusko, La Porte, Lagrange, Lake, Lawrence, Madison, Marion, Marshall, Martin, Miami, Monroe, Montgomery, Morgan, Newton, Noble, Ohio, Orange, Owen, Parke, Perry, Pike, Porter, Posey, Pulaski, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Spencer, St Joseph, Starke, Steuben, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vanderburgh, Vermillion, Vigo, Wabash, Warren, Warrick, Washington, Wayne, Wells, White, Whitley

    1. Bordering counties in Illinois: Clark, Cook, Crawford, Edgar, Gallatin, Iroquois, Kankakee, Lawrence, Vermilion, Wabash, White, Will

    2. Bordering counties in Kentucky: Boone, Breckinridge, Carroll, Daviess, Gallatin, Hancock, Hardin, Henderson, Jefferson, Meade, Oldham, Trimble, Union

    3. Bordering counties in Michigan: Berrien, Branch, Cass, Hillsdale, Saint Joseph

    4. Bordering counties in Ohio: Butler, Darke, Defiance, Hamilton, Mercer, Paulding, Preble, Van Wert, Williams

    Iowa counties including: Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines, Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon, Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine, Obrien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold, Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, Wright

    1. Bordering counties in Illinois: Carroll, Hancock, Henderson, Jo Daviess, Mercer, Rock Island, Whiteside

    2. Bordering counties in Minnesota: Faribault, Fillmore, Freeborn, Houston, Jackson, Martin, Mower, Nobles, Rock

    3. Bordering counties in Missouri: Atchison, Clark, Harrison, Mercer, Nodaway, Putnam, Schuyler, Scotland, Worth

    4. Bordering counties in Nebraska: Burt, Cass, Douglas, Otoe, Sarpy, Thurston, Washington

    5. Bordering counties in South Dakota: Lincoln, Minnehaha, Union

    6. Bordering counties in Wisconsin: Crawford, Grant, Vernon

    Kansas counties including: Allen, Anderson, Atchison, Barber, Barton, Bourbon, Brown, Butler, Chase, Chautauqua, Cherokee, Cheyenne, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Crawford, Decatur, Dickinson, Doniphan, Douglas, Edwards, Elk, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gove, Graham, Grant, Gray, Greeley, Greenwood, Hamilton, Harper, Harvey, Haskell, Hodgeman, Jackson, Jefferson, Jewell, Johnson, Kearny, Kingman, Kiowa, Labette, Lane, Leavenworth, Lincoln, Linn, Logan, Lyon, Marion, Marshall, Mcpherson, Meade, Miami, Mitchell, Montgomery, Morris, Morton, Nemaha, Neosho, Ness, Norton, Osage, Osborne, Ottawa, Pawnee, Phillips, Pottawatomie, Pratt, Rawlins, Reno, Republic, Rice, Riley, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Seward, Shawnee, Sheridan, Sherman, Smith, Stafford, Stanton, Stevens, Sumner, Thomas, Trego, Wabaunsee, Wallace, Washington, Wichita, Wilson, Woodson, Wyandotte

    1. Bordering counties in Arkansas: Ashley, Chicot, Columbia, Lafayette, Miller, Union

    2. Bordering counties in Mississippi: Adams, Amite, Claiborne, Hancock, Issaquena, Jefferson, Marion, Pearl River, Pike, Walthall, Warren, Wilkinson

    3. Bordering counties in Texas: Cass, Harrison, Jefferson, Marion, Newton, Orange, Panola, Sabine, Shelby

    Kentucky counties including: Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, Mccracken, Mccreary, Mclean, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford

    1. Bordering counties in Illinois: Alexander, Gallatin, Hardin, Massac, Pope, Pulaski

    2. Bordering counties in Indiana: Clark, Crawford, Dearborn, Floyd, Harrison, Jefferson, Ohio, Perry, Posey, Spencer, Switzerland, Vanderburgh, Warrick

    3. Bordering counties in Missouri: Mississippi, New Madrid

    4. Bordering counties in Ohio: Adams, Brown, Clermont, Hamilton, Lawrence, Scioto

    5. Bordering counties in Tennessee: Campbell, Claiborne, Clay, Henry, Lake, Macon, Montgomery, Obion, Pickett, Robertson, Scott, Stewart, Sumner, Weakley

    6. Bordering counties in Virginia: Buchanan, Dickenson, Lee, Wise

    7. Bordering counties in West Virginia: Mingo, Wayne

    Louisiana counties including: Acadia, Allen, Ascension, Assumption, Avoyelles, Beauregard, Bienville, Bossier, Caddo, Calcasieu, Caldwell, Cameron, Catahoula, Claiborne, Concordia, De Soto, East Baton Rouge, East Carroll, East Feliciana, Evangeline, Franklin, Grant, Iberia, Iberville, Jackson, Jefferson, Jefferson Davis, La Salle, Lafayette, Lafourche, Lincoln, Livingston, Madison, Morehouse, Natchitoches, Orleans, Ouachita, Plaquemines, Pointe Coupee, Rapides, Red River, Richland, Sabine, Saint Bernard, Saint Charles, Saint Helena, Saint James, Saint Landry, Saint Martin, Saint Mary, Saint Tammany, St John The Baptist, Tangipahoa, Tensas, Terrebonne, Union, Vermilion, Vernon, Washington, Webster, West Baton Rouge, West Carroll, West Feliciana, Winn

    1. Bordering counties in Arkansas: Ashley, Chicot, Columbia, Lafayette, Miller, Union

    2. Bordering counties in Mississippi: Adams, Amite, Claiborne, Hancock, Issaquena, Jefferson, Marion, Pearl River, Pike, Walthall, Warren, Wilkinson

    3. Bordering counties in Texas: Cass, Harrison, Jefferson, Marion, Newton, Orange, Panola, Sabine, Shelby

    Maine counties including: Androscoggin, Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Piscataquis, Penobscot, Sagadahoc, Somerset, Waldo, Washington, York

    1. Bordering counties in New Hampshire: Carroll, Rockingham, Strafford

    Maryland counties including: Allegany, Anne Arundel, Baltimore, Baltimore City, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince Georges, Queen Annes, Saint Marys, Somerset, Talbot, Washington, Wicomico, Worcester

    1. Bordering counties in District Of Columbia: District Of Columbia

    2. Bordering counties in Delaware: Kent, New Castle, Sussex

    3. Bordering counties in Pennsylvania: Adams, Bedford, Chester, Fayette, Franklin, Fulton, Lancaster, Somerset, York

    4. Bordering counties in Virginia: Accomack, Alexandria City, Arlington, Fairfax, Loudoun

    5. Bordering counties in West Virginia: Berkeley, Grant, Hampshire, Jefferson, Mineral, Morgan, Preston

    Massachusetts counties including: Barnstable, Berkshire, Bristol, Dukes, Essex, Franklin, Hampden, Hampshire, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, Worcester

    1. Bordering counties in Connecticut: Hartford, Litchfield, Tolland, Windham

    2. Bordering counties in New Hampshire: Cheshire, Hillsborough, Rockingham

    3. Bordering counties in New York: Columbia, Dutchess, Rensselaer

    4. Bordering counties in Rhode Island: Bristol, Newport, Providence

    5. Bordering counties in Vermont: Bennington, Windham

    Michigan counties including: Alcona, Alger, Allegan, Alpena, Antrim, Arenac, Baraga, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Cheboygan, Chippewa, Clare, Clinton, Crawford, Delta, Dickinson, Eaton, Emmet, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Houghton, Huron, Ingham, Ionia, Iosco, Iron, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Keweenaw, Lake, Lapeer, Leelanau, Lenawee, Livingston, Luce, Mackinac, Macomb, Manistee, Marquette, Mason, Mecosta, Menominee, Midland, Missaukee, Monroe, Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, Saint Clair, Saint Joseph, Sanilac, Schoolcraft, Shiawassee, Tuscola, Van Buren, Washtenaw, Wayne, Wexford

    1. Bordering counties in Indiana: Elkhart, La Porte, Lagrange, St Joseph, Steuben

    2. Bordering counties in Ohio: Fulton, Lucas, Williams

    3. Bordering counties in Wisconsin: Florence, Forest, Iron, Marinette, Vilas

    Minnesota counties including: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Goodhue, Grant, Hennepin, Houston, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac Qui Parle, Lake, Lake Of The Woods, Le Sueur, Lincoln, Lyon, Mahnomen, Marshall, Martin, Mcleod, Meeker, Mille Lacs, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rice, Rock, Roseau, Saint Louis, Scott, Sherburne, Sibley, Stearns, Steele, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona, Wright, Yellow Medicine

    1. Bordering counties in Iowa: Allamakee, Dickinson, Emmet, Howard, Kossuth, Lyon, Mitchell, Osceola, Winnebago, Winneshiek, Worth

    2. Bordering counties in North Dakota: Cass, Grand Forks, Pembina, Richland, Traill, Walsh

    3. Bordering counties in South Dakota: Brookings, Deuel, Grant, Minnehaha, Moody, Roberts

    4. Bordering counties in Wisconsin: Buffalo, Burnett, Douglas, La Crosse, Pepin, Pierce, Polk, Saint Croix, Trempealeau, Vernon

    Mississippi counties including: Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, Yazoo

    1. Bordering counties in Alabama: Choctaw, Colbert, Franklin, Lamar, Lauderdale, Marion, Mobile, Pickens, Sumter, Washington

    2. Bordering counties in Arkansas: Chicot, Crittenden, Desha, Lee, Phillips

    3. Bordering counties in Louisiana: Concordia, East Carroll, East Feliciana, Madison, Saint Helena, Saint Tammany, Tangipahoa, Tensas, Washington, West Feliciana

    4. Bordering counties in Tennessee: Fayette, Hardeman, Hardin, Mcnairy, Shelby

    Missouri counties including: Adair, Andrew, Atchison, Audrain, Barry, Barton, Bates, Benton, Bollinger, Boone, Buchanan, Butler, Caldwell, Callaway, Camden, Cape Girardeau, Carroll, Carter, Cass, Cedar, Chariton, Christian, Clark, Clay, Clinton, Cole, Cooper, Crawford, Dade, Dallas, Daviess, Dekalb, Dent, Douglas, Dunklin, Franklin, Gasconade, Gentry, Greene, Grundy, Harrison, Henry, Hickory, Holt, Howard, Howell, Iron, Jackson, Jasper, Jefferson, Johnson, Knox, Laclede, Lafayette, Lawrence, Lewis, Lincoln, Linn, Livingston, Macon, Madison, Maries, Marion, Mcdonald, Mercer, Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Newton, Nodaway, Oregon, Osage, Ozark, Pemiscot, Perry, Pettis, Phelps, Pike, Platte, Polk, Pulaski, Putnam, Ralls, Randolph, Ray, Reynolds, Ripley, Saint Charles, Saint Clair, Saint Francois, Saint Louis, Saint Louis City, Sainte Genevieve, Saline, Schuyler, Scotland, Scott, Shannon, Shelby, Stoddard, Stone, Sullivan, Taney, Texas, Vernon, Warren, Washington, Wayne, Webster, Worth, Wright

    1. Bordering counties in Arkansas: Baxter, Benton, Boone, Carroll, Clay, Craighead, Fulton, Greene, Marion, Mississippi, Randolph, Sharp

    2. Bordering counties in Iowa: Appanoose, Davis, Decatur, Fremont, Lee, Page, Ringgold, Taylor, Van Buren, Wayne

    3. Bordering counties in Illinois: Adams, Alexander, Calhoun, Hancock, Jackson, Jersey, Madison, Monroe, Pike, Randolph, Saint Clair, Union

    4. Bordering counties in Kansas: Atchison, Bourbon, Cherokee, Crawford, Doniphan, Johnson, Leavenworth, Linn, Miami, Wyandotte

    5. Bordering counties in Kentucky: Ballard, Carlisle, Fulton, Hickman

    6. Bordering counties in Nebraska: Nemaha, Otoe, Richardson

    7. Bordering counties in Oklahoma: Delaware, Ottawa

    8. Bordering counties in Tennessee: Dyer, Lake

    Montana counties including: Beaverhead, Big Horn, Blaine, Broadwater, Carbon, Carter, Cascade, Chouteau, Custer, Daniels, Dawson, Deer Lodge, Fallon, Fergus, Flathead, Gallatin, Garfield, Glacier, Golden Valley, Granite, Hill, Jefferson, Judith Basin, Lake, Lewis And Clark, Liberty, Lincoln, Madison, Mccone, Meagher, Mineral, Missoula, Musselshell, Park, Petroleum, Phillips, Pondera, Powder River, Powell, Prairie, Ravalli, Richland, Roosevelt, Rosebud, Sanders, Sheridan, Silver Bow, Stillwater, Sweet Grass, Teton, Toole, Treasure, Valley, Wheatland, Wibaux, Yellowstone

    1. Bordering counties in Idaho: Bonner, Boundary, Clark, Clearwater, Fremont, Idaho, Lemhi, Shoshone

    2. Bordering counties in North Dakota: Bowman, Divide, Golden Valley, Mckenzie, Slope, Williams

    3. Bordering counties in South Dakota: Butte, Harding

    4. Bordering counties in Wyoming: Big Horn, Campbell, Crook, Park, Sheridan, Teton

    Nebraska counties including: Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield, Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, Madison, Mcpherson, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, York

    1. Bordering counties in Colorado: Logan, Phillips, Sedgwick, Weld, Yuma

    2. Bordering counties in Iowa: Fremont, Harrison, Mills, Monona, Pottawattamie, Woodbury

    3. Bordering counties in Kansas: Brown, Cheyenne, Decatur, Doniphan, Jewell, Marshall, Nemaha, Norton, Phillips, Rawlins, Republic, Smith, Washington

    4. Bordering counties in Missouri: Atchison, Holt

    5. Bordering counties in South Dakota: Bennett, Bon Homme, Charles Mix, Clay, Fall River, Gregory, Oglala Lakota, Todd, Tripp, Union, Yankton

    6. Bordering counties in Wyoming: Goshen, Laramie, Niobrara

    Nevada counties including: Clark, Douglass, Elko, Nye, Washoe and counties bordering these including: Carson City, Churchill, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon, Mineral, Pershing, Storey, White Pine

    1. Bordering counties in Arizona: Mohave

    2. Bordering counties in California: Alpine, El Dorado, Inyo, Lassen, Modoc, Mono, Nevada, Placer, San Bernardino, Sierra

    3. Bordering counties in Idaho: Cassia, Owyhee, Twin Falls

    4. Bordering counties in Oregon: Harney, Lake

    5. Bordering counties in Utah: Box Elder, Tooele

    New Hampshire counties including: Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, Sullivan

    1. Bordering counties in Massachusetts: Essex, Franklin, Middlesex, Worcester

    2. Bordering counties in Maine: Oxford, York

    3. Bordering counties in Vermont: Caledonia, Essex, Orange, Windham, Windsor

    New Jersey counties including: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren

    1. Bordering counties in Delaware: New Castle

    2. Bordering counties in New York: Bronx, New York, Rockland, Westchester

    3. Bordering counties in Pennsylvania: Bucks, Delaware, Monroe, Northampton, Philadelphia, Pike

    New Mexico counties including: Bernalillo, Catron, Chaves, Cibola, Colfax, Curry, De Baca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, Mckinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Juan, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, Valencia

    1. Bordering counties in Arizona: Apache, Greenlee

    2. Bordering counties in Colorado: Archuleta, Costilla, La Plata, Las Animas, Montezuma

    3. Bordering counties in Oklahoma: Cimarron

    4. Bordering counties in Texas: Andrews, Bailey, Cochran, Culberson, Dallam, Deaf Smith, El Paso, Gaines, Hartley, Hudspeth, Loving, Oldham, Parmer, Reeves, Winkler, Yoakum

    5. Bordering counties in Utah: San Juan

    New York counties including: Albany, Allegany, Bronx, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Kings, Lewis, Livingston, Madison, Monroe, Montgomery, Nassau, New York, Niagara, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Putnam, Queens, Rensselaer, Richmond, Rockland, Saint Lawrence, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, Steuben, Suffolk, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wayne, Westchester, Wyoming, Yates

    1. Bordering counties in Connecticut: Fairfield, Litchfield

    2. Bordering counties in Massachusetts: Berkshire

    3. Bordering counties in New Jersey: Bergen, Hudson, Passaic, Sussex

    4. Bordering counties in Pennsylvania: Bradford, Erie, McKean, Pike, Potter, Susquehanna, Tioga, Warren, Wayne

    5. Bordering counties in Vermont: Addison, Bennington, Chittenden, Grand Isle, Rutland

    North Carolina counties including: Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Camden, Carteret, Caswell, Catawba, Chatham, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland, Currituck, Dare, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Graham, Granville, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Hertford, Hoke, Hyde, Iredell, Jackson, Johnston, Jones, Lee, Lenoir, Lincoln, Macon, Madison, Martin, Mcdowell, Mecklenburg, Mitchell, Montgomery, Moore, Nash, New Hanover, Northampton, Onslow, Orange, Pamlico, Pasquotank, Pender, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin, Yancey

    1. Bordering counties in Georgia: Fannin, Rabun, Towns, Union

    2. Bordering counties in South Carolina: Cherokee, Chesterfield, Dillon, Greenville, Horry, Lancaster, Marlboro, Oconee, Pickens, Spartanburg, York

    3. Bordering counties in Tennessee: Blount, Carter, Cocke, Greene, Johnson, Monroe, Polk, Sevier, Unicoi

    4. Bordering counties in Virginia: Brunswick, Carroll, Chesapeake City, Danville City, Grayson, Greensville, Halifax, Henry, Mecklenburg, Patrick, Pittsylvania, Southampton, Suffolk City, Virginia Beach City

    North Dakota counties including: Adams, Barnes, Benson, Billings, Bottineau, Bowman, Burke, Burleigh, Cass, Cavalier, Dickey, Divide, Dunn, Eddy, Emmons, Foster, Golden Valley, Grand Forks, Grant, Griggs, Hettinger, Kidder, Lamoure, Logan, Mchenry, Mcintosh, Mckenzie, Mclean, Mercer, Morton, Mountrail, Nelson, Oliver, Pembina, Pierce, Ramsey, Ransom, Renville, Richland, Rolette, Sargent, Sheridan, Sioux, Slope, Stark, Steele, Stutsman, Towner, Traill, Walsh, Ward, Wells, Williams

    1. Bordering counties in Minnesota: Clay, Kittson, Marshall, Norman, Polk, Traverse, Wilkin

    2. Bordering counties in Montana: Fallon, Richland, Roosevelt, Sheridan, Wibaux

    3. Bordering counties in South Dakota: Brown, Campbell, Corson, Harding, Marshall, Mcpherson, Perkins, Roberts

    Northern Mariana Islands counties including: Northern Islands, Rota, Saipan, Tinian

    Ohio counties including: Adams, Allen, Ashland, Ashtabula, Athens, Auglaize, Belmont, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Gallia, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Jefferson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Meigs, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Muskingum, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Tuscarawas, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood, Wyandot

    1. Bordering counties in Indiana: Adams, Allen, De Kalb, Dearborn, Franklin, Jay, Randolph, Steuben, Union, Wayne

    2. Bordering counties in Kentucky: Boone, Boyd, Bracken, Campbell, Greenup, Kenton, Lewis, Mason, Pendleton

    3. Bordering counties in Michigan: Hillsdale, Lenawee, Monroe

    4. Bordering counties in Pennsylvania: Beaver, Crawford, Erie, Lawrence, Mercer

    5. Bordering counties in West Virginia: Brooke, Cabell, Hancock, Jackson, Marshall, Mason, Ohio, Pleasants, Tyler, Wayne, Wetzel, Wood

    Oklahoma counties including: Adair, Alfalfa, Atoka, Beaver, Beckham, Blaine, Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw, Cimarron, Cleveland, Coal, Comanche, Cotton, Craig, Creek, Custer, Delaware, Dewey, Ellis, Garfield, Garvin, Grady, Grant, Greer, Harmon, Harper, Haskell, Hughes, Jackson, Jefferson, Johnston, Kay, Kingfisher, Kiowa, Latimer, Le Flore, Lincoln, Logan, Love, Major, Marshall, Mayes, Mcclain, Mccurtain, Mcintosh, Murray, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pontotoc, Pottawatomie, Pushmataha, Roger Mills, Rogers, Seminole, Sequoyah, Stephens, Texas, Tillman, Tulsa, Wagoner, Washington, Washita, Woods, Woodward

    1. Bordering counties in Arkansas: Benton, Crawford, Little River, Polk, Scott, Sebastian, Sevier, Washington

    2. Bordering counties in Colorado: Baca

    3. Bordering counties in Kansas: Barber, Chautauqua, Cherokee, Clark, Comanche, Cowley, Harper, Labette, Meade, Montgomery, Morton, Seward, Stevens, Sumner

    4. Bordering counties in Missouri: Mcdonald, Newton

    5. Bordering counties in New Mexico: Union

    6. Bordering counties in Texas: Bowie, Childress, Clay, Collingsworth, Cooke, Dallam, Fannin, Grayson, Hansford, Hardeman, Hemphill, Lamar, Lipscomb, Montague, Ochiltree, Red River, Sherman, Wheeler, Wichita, Wilbarger

    Oregon counties including: Baker, Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Washington, Wheeler, Yamhill

    1. Bordering counties in California: Del Norte, Modoc, Siskiyou

    2. Bordering counties in Idaho: Adams, Canyon, Idaho, Nez Perce, Owyhee, Payette, Washington

    3. Bordering counties in Nevada: Humboldt, Washoe

    4. Bordering counties in Washington: Asotin, Benton, Clark, Columbia, Cowlitz, Garfield, Klickitat, Skamania, Wahkiakum, Walla Walla

    Pennsylvania counties including: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, Mckean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

    1. Bordering counties in Delaware: New Castle

    2. Bordering counties in Maryland: Allegany, Baltimore, Carroll, Cecil, Frederick, Garrett, Harford, Washington

    3. Bordering counties in New Jersey: Burlington, Camden, Gloucester, Hunterdon, Mercer, Sussex, Warren

    4. Bordering counties in New York: Allegany, Broome, Cattaraugus, Chautauqua, Chemung, Delaware, Orange, Steuben, Sullivan, Tioga

    5. Bordering counties in Ohio: Ashtabula, Columbiana, Mahoning, Trumbull

    6. Bordering counties in West Virginia: Brooke, Hancock, Marshall, Monongalia, Ohio, Preston, Wetzel

    Puerto Rico counties including: Adjuntas, Aguada, Aguadilla, Aguas Buenas, Aibonito, Anasco, Arecibo, Arroyo, Barceloneta, Barranquitas, Bayamon, Cabo Rojo, Caguas, Camuy, Canovanas, Carolina, Catano, Cayey, Ceiba, Ciales, Cidra, Coamo, Comerio, Corozal, Culebra, Dorado, Fajardo, Florida, Guanica, Guayama, Guayanilla, Guaynabo, Gurabo, Hatillo, Hormigueros, Humacao, Isabela, Jayuya, Juana Diaz, Juncos, Lajas, Lares, Las Marias, Las Piedras, Loiza, Luquillo, Manati, Maricao, Maunabo, Mayaguez, Moca, Morovis, Naguabo, Naranjito, Orocovis, Patillas, Penuelas, Ponce, Quebradillas, Rincon, Rio Grande, Sabana Grande, Salinas, San German, San Juan, San Lorenzo, San Sebastian, Santa Isabel, Toa Alta, Toa Baja, Trujillo Alto, Utuado, Vega Alta, Vega Baja, Vieques, Villalba, Yabucoa, Yauco

    Rhode Island counties including: Bristol, Kent, Newport, Providence, Washington

    1. Bordering counties in Connecticut: New London, Windham

    2. Bordering counties in Massachusetts: Bristol, Norfolk, Worcester

    South Carolina counties including: Abbeville, Aiken, Allendale, Anderson, Bamberg, Barnwell, Beaufort, Berkeley, Calhoun, Charleston, Cherokee, Chester, Chesterfield, Clarendon, Colleton, Darlington, Dillon, Dorchester, Edgefield, Fairfield, Florence, Georgetown, Greenville, Greenwood, Hampton, Horry, Jasper, Kershaw, Lancaster, Laurens, Lee, Lexington, Marion, Marlboro, Mccormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda, Spartanburg, Sumter, Union, Williamsburg, York

    1. Bordering counties in Georgia: Burke, Chatham, Columbia, Effingham, Elbert, Franklin, Habersham, Hart, Lincoln, Rabun, Richmond, Screven, Stephens

    2. Bordering counties in North Carolina: Anson, Brunswick, Cleveland, Columbus, Gaston, Henderson, Jackson, Macon, Mecklenburg, Polk, Richmond, Robeson, Rutherford, Scotland, Transylvania, Union

    South Dakota counties including: Aurora, Beadle, Bennett, Bon Homme, Brookings, Brown, Brule, Buffalo, Butte, Campbell, Charles Mix, Clark, Clay, Codington, Corson, Custer, Davison, Day, Deuel, Dewey, Douglas, Edmunds, Fall River, Faulk, Grant, Gregory, Haakon, Hamlin, Hand, Hanson, Harding, Hughes, Hutchinson, Hyde, Jackson, Jerauld, Jones, Kingsbury, Lake, Lawrence, Lincoln, Lyman, Marshall, Mccook, Mcpherson, Meade, Mellette, Miner, Minnehaha, Moody, Oglala Lakota, Pennington, Perkins, Potter, Roberts, Sanborn, Spink, Stanley, Sully, Todd, Tripp, Turner, Union, Walworth, Yankton, Ziebach

    1. Bordering counties in Iowa: Lyon, Plymouth, Sioux, Woodbury

    2. Bordering counties in Minnesota: Big Stone, Lac Qui Parle, Lincoln, Pipestone, Rock, Traverse, Yellow Medicine

    3. Bordering counties in Montana: Carter, Fallon

    4. Bordering counties in North Dakota: Adams, Bowman, Dickey, Emmons, Mcintosh, Richland, Sargent, Sioux

    5. Bordering counties in Nebraska: Boyd, Cedar, Cherry, Dakota, Dawes, Dixon, Keya Paha, Knox, Sheridan, Sioux

    6. Bordering counties in Wyoming: Crook, Niobrara, Weston

    Tennessee counties including: Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Campbell, Cannon, Carroll, Carter, Cheatham, Chester, Claiborne, Clay, Cocke, Coffee, Crockett, Cumberland, Davidson, Decatur, Dekalb, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene, Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Johnson, Knox, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Macon, Madison, Marion, Marshall, Maury, Mcminn, Mcnairy, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Robertson, Rutherford, Scott, Sequatchie, Sevier, Shelby, Smith, Stewart, Sullivan, Sumner, Tipton, Trousdale, Unicoi, Union, Van Buren, Warren, Washington, Wayne, Weakley, White, Williamson, Wilson

    1. Bordering counties in Alabama: Jackson, Lauderdale, Limestone, Madison

    2. Bordering counties in Arkansas: Crittenden, Mississippi

    3. Bordering counties in Georgia: Catoosa, Dade, Fannin, Murray, Walker, Whitfield

    4. Bordering counties in Kentucky: Allen, Bell, Calloway, Christian, Clinton, Cumberland, Fulton, Graves, Hickman, Logan, Mccreary, Monroe, Simpson, Todd, Trigg, Wayne, Whitley

    5. Bordering counties in Missouri: New Madrid, Pemiscot

    6. Bordering counties in Mississippi: Alcorn, Benton, Desoto, Marshall, Tippah, Tishomingo

    7. Bordering counties in North Carolina: Ashe, Avery, Cherokee, Graham, Haywood, Madison, Mitchell, Swain, Watauga, Yancey

    8. Bordering counties in Virginia: Bristol City, Grayson, Lee, Scott, Washington

    Texas counties including: Anderson, Andrews, Angelina, Aransas, Archer, Armstrong, Atascosa, Austin, Bailey, Bandera, Bastrop, Baylor, Bee, Bell, Bexar, Blanco, Borden, Bosque, Bowie, Brazoria, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Caldwell, Calhoun, Callahan, Cameron, Camp, Carson, Cass, Castro, Chambers, Cherokee, Childress, Clay, Cochran, Coke, Coleman, Collin, Collingsworth, Colorado, Comal, Comanche, Concho, Cooke, Coryell, Cottle, Crane, Crockett, Crosby, Culberson, Dallam, Dallas, Dawson, Deaf Smith, Delta, Denton, Dewitt, Dickens, Dimmit, Donley, Duval, Eastland, Ector, Edwards, El Paso, Ellis, Erath, Falls, Fannin, Fayette, Fisher, Floyd, Foard, Fort Bend, Franklin, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gray, Grayson, Gregg, Grimes, Guadalupe, Hale, Hall, Hamilton, Hansford, Hardeman, Hardin, Harris, Harrison, Hartley, Haskell, Hays, Hemphill, Henderson, Hidalgo, Hill, Hockley, Hood, Hopkins, Houston, Howard, Hudspeth, Hunt, Hutchinson, Irion, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Jones, Karnes, Kaufman, Kendall, Kenedy, Kent, Kerr, Kimble, King, Kinney, Kleberg, Knox, La Salle, Lamar, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Lipscomb, Live Oak, Llano, Loving, Lubbock, Lynn, Madison, Marion, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Mcmullen, Medina, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Moore, Morris, Motley, Nacogdoches, Navarro, Newton, Nolan, Nueces, Ochiltree, Oldham, Orange, Palo Pinto, Panola, Parker, Parmer, Pecos, Polk, Potter, Presidio, Rains, Randall, Reagan, Real, Red River, Reeves, Refugio, Roberts, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Sherman, Smith, Somervell, Starr, Stephens, Sterling, Stonewall, Sutton, Swisher, Tarrant, Taylor, Terrell, Terry, Throckmorton, Titus, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Uvalde, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Webb, Wharton, Wheeler, Wichita, Wilbarger, Willacy, Williamson, Wilson, Winkler, Wise, Wood, Yoakum, Young, Zapata, Zavala

    1. Bordering counties in Arkansas: Little River, Miller

    2. Bordering counties in Louisiana: Beauregard, Caddo, Calcasieu, Cameron, De Soto, Sabine, Vernon

    3. Bordering counties in New Mexico: Curry, Dona Ana, Eddy, Lea, Otero, Quay, Roosevelt, Union

    4. Bordering counties in Oklahoma: Beaver, Beckham, Bryan, Choctaw, Cimarron, Cotton, Ellis, Harmon, Jackson, Jefferson, Love, Marshall, Mccurtain, Roger Mills, Texas, Tillman

    US Virgin Islands counties including: Saint Croix, Saint John, Saint Thomas

    Utah counties including: Beaver, Box Elder, Cache, Carbon, Daggett, Davis, Duchesne, Emery, Garfield, Grand, Iron, Juab, Kane, Millard, Morgan, Piute, Rich, Salt Lake, San Juan, Sanpete, Sevier, Summit, Tooele, Uintah, Utah, Wasatch, Washington, Wayne, Weber

    1. Bordering counties in Arizona: Apache, Coconino, Mohave, Navajo

    2. Bordering counties in Colorado: Dolores, Mesa, Montezuma, Montrose, San Miguel

    3. Bordering counties in Idaho: Bear Lake, Cassia, Franklin, Oneida

    4. Bordering counties in New Mexico: San Juan

    5. Bordering counties in Nevada: Lincoln

    6. Bordering counties in Wyoming: Sweetwater, Uinta

    Vermont counties including: Addison, Bennington, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Windsor

    1. Bordering counties in New Hampshire: Coos, Grafton, Sullivan

    2. Bordering counties in New York: Clinton, Essex, Washington

    Virginia counties including: Accomack, Albemarle, Alexandria City, Alleghany, Amelia, Amherst, Appomattox, Arlington, Augusta, Bath, Bedford, Bedford City, Bland, Botetourt, Bristol City, Brunswick, Buchanan, Buckingham, Buena Vista City, Campbell, Caroline, Carroll, Charles City, Charlotte, Charlottesville City, Chesapeake City, Chesterfield, Clarke, Clifton Forge City, Colonial Heights City, Covington City, Craig, Culpeper, Cumberland, Danville City, Dickenson, Dinwiddie, Emporia City, Essex, Fairfax, Fairfax City, Falls Church City, Fauquier, Floyd, Fluvanna, Franklin, Franklin City, Frederick, Fredericksburg City, Galax City, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hampton City, Hanover, Harrisonburg City, Henrico, Henry, Highland, Hopewell City, Isle Of Wight, James City, King And Queen, King George, King William, Lancaster, Lee, Lexington City, Loudoun, Louisa, Lunenburg, Lynchburg City, Madison, Manassas City, Manassas Park City, Martinsville City, Mathews, Mecklenburg, Middlesex, Montgomery, Nelson, New Kent, Newport News City, Norfolk City, Northampton, Northumberland, Norton City, Nottoway, Orange, Page, Patrick, Petersburg City, Pittsylvania, Poquoson City, Portsmouth City, Powhatan, Prince Edward, Prince George, Prince William, Pulaski, Radford, Rappahannock, Richmond, Richmond City, Roanoke, Roanoke City, Rockbridge, Rockingham, Russell, Salem, Scott, Shenandoah, Smyth, South Boston City, Southampton, Spotsylvania, Stafford, Staunton City, Suffolk City, Surry, Sussex, Tazewell, Virginia Beach City, Warren, Washington, Waynesboro City, Westmoreland, Williamsburg City, Winchester City, Wise, Wythe, York

    1. Bordering counties in District Of Columbia: District of Columbia

    2. Bordering counties in Kentucky: Bell, Harlan, Letcher, Pike

    3. Bordering counties in Maryland: Charles, Frederick, Montgomery, Prince Georges, Somerset, Washington, Worcester

    4. Bordering counties in North Carolina: Alleghany, Ashe, Camden, Caswell, Currituck, Gates, Granville, Hertford, Northampton, Person, Rockingham, Stokes, Surry, Vance, Warren

    5. Bordering counties in Tennessee: Claiborne, Hancock, Hawkins, Johnson, Sullivan

    6. Bordering counties in West Virginia: Berkeley, Greenbrier, Hampshire, Hardy, Jefferson, McDowell, Mercer, Mingo, Monroe, Morgan, Pendleton, Pocahontas, Summers

    Washington counties including: Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, King, Kitsap, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Pierce, San Juan, Skagit, Skamania, Snohomish, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman, Yakima

    1. Bordering counties in Idaho: Benewah, Bonner, Boundary, Kootenai, Latah, Nez Perce

    2. Bordering counties in Oregon: Clatsop, Columbia, Gilliam, Hood River, Morrow, Multnomah, Sherman, Umatilla, Wallowa, Wasco

    West Virginia counties including: Barbour, Berkeley, Boone, Braxton, Brooke, Cabell, Calhoun, Clay, Doddridge, Fayette, Gilmer, Grant, Greenbrier, Hampshire, Hancock, Hardy, Harrison, Jackson, Jefferson, Kanawha, Lewis, Lincoln, Logan, Marion, Marshall, Mason, Mcdowell, Mercer, Mineral, Mingo, Monongalia, Monroe, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Preston, Putnam, Raleigh, Randolph, Ritchie, Roane, Summers, Taylor, Tucker, Tyler, Upshur, Wayne, Webster, Wetzel, Wirt, Wood, Wyoming

    1. Bordering counties in Kentucky: Boyd, Lawrence, Martin, Pike

    2. Bordering counties in Maryland: Allegany, Garrett, Washington

    3. Bordering counties in Ohio: Athens, Belmont, Columbiana, Gallia, Jefferson, Lawrence, Meigs, Monroe, Washington

    4. Bordering counties in Pennsylvania: Beaver, Fayette, Greene, Washington

    5. Bordering counties in Virginia: Alleghany, Augusta, Bath, Bland, Buchanan, Clarke, Craig, Frederick, Giles, Highland, Loudoun, Rockingham, Shenandoah, Tazewell

    Wisconsin counties including: Adams, Ashland, Barron, Bayfield, Brown, Buffalo, Burnett, Calumet, Chippewa, Clark, Columbia, Crawford, Dane, Dodge, Door, Douglas, Dunn, Eau Claire, Florence, Fond Du Lac, Forest, Grant, Green, Green Lake, Iowa, Iron, Jackson, Jefferson, Juneau, Kenosha, Kewaunee, La Crosse, Lafayette, Langlade, Lincoln, Manitowoc, Marathon, Marinette, Marquette, Menominee, Milwaukee, Monroe, Oconto, Oneida, Outagamie, Ozaukee, Pepin, Pierce, Polk, Portage, Price, Racine, Richland, Rock, Rusk, Saint Croix, Sauk, Sawyer, Shawano, Sheboygan, Taylor, Trempealeau, Vernon, Vilas, Walworth, Washburn, Washington, Waukesha, Waupaca, Waushara, Winnebago, Wood

    1. Bordering counties in Iowa: Allamakee, Clayton, Dubuque

    2. Bordering counties in Illinois: Boone, Jo Daviess, Lake, Mchenry, Stephenson, Winnebago

    3. Bordering counties in Michigan: Dickinson, Gogebic, Iron, Menominee

    4. Bordering counties in Minnesota: Carlton, Chisago, Dakota, Goodhue, Houston, Pine, Saint Louis, Wabasha, Washington, Winona

    Wyoming counties including: Albany, Big Horn, Campbell, Carbon, Converse, Crook, Fremont, Goshen, Hot Springs, Johnson, Laramie, Lincoln, Natrona, Niobrara, Park, Platte, Sheridan, Sublette, Sweetwater, Teton, Uinta, Washakie, Weston

    1. Bordering counties in Colorado: Jackson, Larimer, Moffat, Routt, Weld

    2. Bordering counties in Idaho: Bear Lake, Bonneville, Caribou, Fremont, Teton

    3. Bordering counties in Montana: Big Horn, Carbon, Carter, Gallatin, Park, Powder River

    4. Bordering counties in Nebraska: Banner, Kimball, Scotts Bluff, Sioux

    5. Bordering counties in South Dakota: Butte, Custer, Fall River, Lawrence, Pennington

    6. Bordering counties in Utah: Daggett, Rich, Summit

New York City is going to provide relief for small businesses across the City that are seeing a reduction in revenue due to the economic impact of the coronavirus.

  1. Businesses with fewer than 100 employees who have seen a sales decrease of 25% or more will be eligible for zero interest loans up to $75,000 to help mitigate losses in revenue and income

  2. The City will also offer small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months to help the business retain employees.

  3. Eligible business owners need to go to: to fill out a COVID-19 Business Assistance Survey

Massachusetts Governor Baker announced a $10 million Small Business Recovery Loan Fund that will provide emergency capital up to $75,000 to Massachusetts small businesses impacted by COVID-19.

  1. Businesses eligible are businesses with under 50 full time / part-time employees, including non-profits.

  2. Funding up to $75,000 with no payments due for the first 6 months

  3. Will be administered by the Massachusetts Growth Capital Corporation (MGCC)

  4. Eligible businesses can apply by going to

  5. Key Terms for the Loan include:

    1. Companies under 50 FTE / Part-time employees

    2. Negative impact on the business must be verifiable

    3. Loan amounts up to $75,000

    4. Loan amount not to exceed 3 months of demonstrated cash operating expenses for the 1st Quarter 2020

    5. No Payments due for the first 6 months then 30-months of principal and interest payments (direct debited)

    6. Annual interest rate of 3%

    7. Personal guarantee required of all owners with 20% or more interest in the company

    8. Personal credit score under 575 will require an exception

    9. All asset lien on the business

    10. No prepayment penalty

    11. Ineligible businesses include:

      1. Real Estate Investment companies

      2. Multi-level marketing firms

      3. Adult Entertainment

      4. Canabis

      5. Firearms

      6. Companies with past due tax liabilities or tax liens or currently in Bankruptcy (Corporate or Personal) are not eligible.

Governor DeSantis activated the Florida Small Business Emergency Bridge Loan Program. These loans are intended to bridge the gap between the time a major catastrophe hits and when a business has secured longer term recovery resources.

Florida disaster loan website:

Applications will be accepted by qualified for-profit, privately held small businesses that maintain a place of business in Florida.

  1. All qualified applicants must have been established by March 9, 2020 and suffered economic injury due to the designated disaster

  2. Amount: Up to $50,000 per eligible business

    1. Loans up to $100,000 may be made in special cases as warranted by the need of the eligible small business

  3. Term: 1 year

  4. Limitation: Only one loan per eligible business. All previous bridge loans received as a result of previous disasters (hurricanes, etc.) must be paid in full

  5. Interest Rate: Loans will be interest-free for the loan term (1 year). The interest rate will be 12% per annum on the unpaid balance thereafter until the loan balance is repaid in full. Loan default is subject to a normal collections process.

  6. Application Period: Applications will be accepted by qualified Florida businesses under this program through May 8, 2020 contingent on the availability of funds

To get stared businesses are to:

  1. Review the eligibility requirements and loan process

  2. Download, complete and sign the application form

  3. Gather required support documentation:

    1. Government issued personal identification of all individual applicants (driver's license, state or federal ID, or passport).

    2. Federal Business tax returns for the last 2 completed years for all individual applicants, if available.

    3. Employer tax documentation.

    4. Personal tax returns for the last 2 completed years with attached Schedule C for all individual applicants, if available and where appropriate.

    5. Additional information that the applicant believes would assist the Loan Review Committee in making its decision (such as a loan summary).

  4. Contact and provide completed and signed application and support documentation to your local Florida Small Business Development Center (SBDC). Find your local SBDC at

  5. Questions can be directed to Small Business Development Center at 866-737-7232 or email at

Advocating for Small Business

Biz2Credit Letter to Congressional Leadership

Biz2Credit Letter to
Congressional Leadership

Small Business Fintech Providers Letter to Congress

Small Business Fintech
Providers Letter to Congress

Note: The Disaster Support Resource Hub is a free resource maintained by Biz2Credit to assist business owners. Information and resources provided in the Disaster Support Resource Hub are for informational purposes only, and do not necessarily reflect the views of Biz2Credit or its partners. Biz2Credit is not a lender. Please note that financial products mentioned here, including government Disaster Loans, are not guaranteed and are issued at the sole discretion of the lender or government agency responsible.

The Federal government has announced $50 billion in SBA Disaster Assistance Loans to Small Businesses.
Biz2Credit is helping businesses understand and access this funding. Learn more and get assistance.