Testimonial
"I have been working with Biz2Credit for more than a year now and my experiences with this company have just been wonderful. The entire team is very knowledgeable and responsive to whatever questions I have relating to the credit requests. All in all it is a great partner for a commercial lending business."
Asgar Hussain
Wachovia Bank, N.A Principal Relationship Manager
Testimonial
"Biz2Credit helped me obtain A/R based funding for my business last year. Though I have been in business for the past 8 years and have been successful, I needed financing so that I could expand my business and needed the guidance to know what my financing options were- Biz2Credit presented me with my financing options and helped me close the deal."
Ashika
Founder
Montage IT System
Testimonial
"Biz2Credit helped me secure a significantly lower interest rate on my financing, dropping my interest rate from 8.5% to 4.5%, the extra working capital has helped me to focus on my marketing efforts, resulting in appearances on national media outlets."
Dr. Eric Braverman
Managing Director
Testimonial
"I always knew that I wanted to own my own business and came across a franchise, "Sweet and Sassy" that I wanted to start but I didn't have the financing in place to start the business.Biz2Credit helped me secure a "$300,000" loan through a community bank through taking a second lien on my house. Now I have started my dream business, and I have Biz2Credit to thank."
Nisha
Testimonial
"As a lender, one of the most valuable tools that Biz2Credit has provided me
is a wealth of qualified small business relationships. Biz2Credit has proved to be a bridge between the lender and entrepreneur."
Laurie Peterson
Vice President
Testimonial
"Biz2Credit has helped me to secure additional financing for working capital as well as equipment financing. Now I do not have to worry about cash flow thanks to Biz2Credit"
Pavan Darisi
Testimonial
"By using the Case Manager option at Biz2Credit, we were able to secure a loan for $500,000 to support our restaurant within the span of 1 month. Biz2Credit really came through for us when we needed the guidance on securing long term financing at a low cost."
Paul and Dave
Restaurant Owners
Testimonial
"Biz2Credit's experienced case manager helped me obtain low cost financing in the amount of $1.1 million in the span of only 3 weeks. The timing was impeccable as the financing came in time to pay my insurance premiums."
Dr.Lippe
Emergency Medical Practice
Biz2Credit Advantage
Now get your business loan online with confidence. We've guided thousands of businesses to get millions in loans funded to date. Register quickly and easily to view all of your options. Get a case manager to assist you through the entire lending process; from completing the initial application until the day you close.
What's New
Small Business News 
Congressional Action on Legislation Necessary to Help Unemployment Claims
2010-09-02 12:58:21
The recent unemployment claims have made it urgent for President Barack Obama to take congressional action on legislation so as to cut taxes and ease credit flow. The legislation that...
No Consensus on How to Fix the Economy
2010-09-01 02:32:16
Experts agree the economic recovery is ailing, but there’s little consensus on a cure. President Barack Obama and his allies want to continue stimulus efforts, but Republicans argue that continuing to throw money at the problem...
Monthly Newsletter
- Small Business Loan
- Business Start Up
- SBA Loan
- Equipment financing
- Business Acquisition Loans
- Business Line of Credit
- Franchisee Loan
Generally, small business owners need commercial loans to buy a business with real estate, refinance a commercial real estate asset (like a gas station, strip mall, industrial warehouse, office building, motel, hotel, etc.) or refinance a business with real estate. However, the complexity of commercial loans makes deal structuring difficult. Here's our guide to commercial loans.:
The SBA 7a is the only program that funds startup businesses with annual revenues under $2 million and without a real estate component. SBA 7a loans come with longer terms than conventional loans. Generally, terms for SBA 7a loans range from 15 to 25 years. Also, within the program small business owners can access other forms of working capital options like a line of credit.:
SBA Loan Programs broken out by benefits, eligibility, use of proceeds, loan amounts and rate structure and typical loan amortization. Compare your SBA Loan options here!:
New entrepreneurs often make the mistake of using their own money to buy equipment. Leasing is a much cheaper and easier alternative for financing equipment purchases. Any business with equipment can take advantage of this product.
If you're looking to buy a business, consult a business valuation expert to help you find appropriate business financing alternatives. Try talking to your accountant or banker or search online for business valuation guides and loans to buy a business.
Businesses with varying revenue streams need capital during slow periods to operate efficiently. A business line of credit can help entrepreneurs stay financially afloat until the excess funds from more lucrative months roll in. Predicting the degree of a seasonal downswing is difficult, making term loans an impractical business financing solution. Fortunately, with a business line of credit, borrowers only have to pay interest on the amount used:
1.Make a list of the 10 fastest growing franchises in the country.
2.Look for existing franchise networks in your target area.
3.Keep up with franchise news.
4.Check the minimum amount of capital required to open a franchise.