Biz2Credit has helped thousands of small businesses secure SBA loans for their business needs. We are SBA loan experts so you don't have to be.
Business Loans facilitated by Biz2Credit, backed by the Small Business Administration (SBA)
Biz2Credit has been helping small business owners and entrepreneurs secure financing through SBA loan programs for years. We specialize in helping business owners successfully apply for the right type of funding to accomplish their short and long-term goals.
What is an SBA Loan?
The U.S. Small Business Administration, or SBA, is a federal agency that provides loan guaranty programs and other services to support and encourage the growth and development of small businesses across the United States. It was founded on July 30, 1953, and since has delivered over 20 million loans, guarantees, counseling sessions, contracts, and other forms of assistance to small businesses across the country. SBA loans are offered to borrowers through various financial institutions.
Loan Guarantee Program: The SBA guarantees a portion of the small business loan, which makes it easier for lenders to provide loans to businesses that may be in a higher risk category. These businesses may not be in a strong enough financial situation to obtain a traditional bank small business loan, but this is not an issue with the SBA guarantee.
Program Features: SBA programs offer lower down payments and longer term financing, which can help businesses just starting out, or those looking toward expansion, better manage their cash flow. This allows for fewer resources dedicated to debt repayment and more toward operational expenses.
Loan Purposes: Loans from the SBA are provided for various purposes. These include business start-ups or acquisitions, working capital, owner-occupied real estate, franchise financing, inventory, debt refinancing, equipment, and even improvements and renovations.
Choosing an SBA Lender: Biz2Credit can help borrowers find the perfect recognized SBA lender for their needs, and we have the experience needed to make SBA borrowing easier and more convenient for our customers.
Which SBA Financing Solution is right for your business?