Fast ERTC Loans are Now Available

Get the funds from your Employee Retention Tax Credit (ERTC) up front instead of waiting for the IRS.

Get ERTC Funds Faster Than
Waiting for the IRS
Checking your rate will not affect your credit score.
Next Step...
Your details will not be shared with any Third Party

Helping Small Businesses
Grow Every Day


Small Businesses Funded

More Options for
Business Owners

Up to $6M*

Amounts starting at $25k

*applies to some products only

Better Business Bureau

2 days ago
Thanks to biz2credit for helping me to...

Thanks to biz2credit for helping me to be easy and without much roll we were able to deal in a short time thank you very much

Jose Palomares
5 days ago
Thank you Tommy for your help in the...

Thank you Tommy for your help in the process of getting my loan i will continue to do business in the future because when i lost hope Biz2credit help me out and i will never forget that thank you!!!

Rohini Budhu
6 days ago
Biz2credit funding...

Vaishali Patel and Sam Parker were awesome and prompt in communications, they were perfect keeping in loop of every stage of funding , I highly recommend biz2credit for short term funding

How Biz2Credit ERTC Loans Works
Interest-only until IRS payment received (up to 12 mo.)*
Term loan financing with flexible payments
Access up to 65% of ERTC amount up front
Automatic repayment from IRS funds via escrow account
Pay off in as little as 7 months, depending on IRS payment
Fast Online Process
Complete an application for an ERTC loan online. Upload your required documents and fill in a short questionnaire about your business to determine your eligibility. It's fast and secure. You can complete the whole process online in just a few minutes.

Employee Retention Tax Credit (ERTC) Explained

The Employee Retention Tax Credit (ERTC) is an IRS rebate for businesses that paid their quarterly payroll taxes for employees’ salaries who were kept on staff during the COVID-19 pandemic despite government mandates requiring businesses to close or a significant loss of revenue due to pandemic-related interruptions in business.

Which Businesses are Eligible for an ERTC?

Small businesses that file Quarterly Payroll taxes (IRS Form 941) are eligible if those businesses meet the following conditions:

  • They operated the business in 2020 at the onset of the pandemic.
  • Had less than 100 employees if filing for a 2020 credit or less than 500 employees if filing for a 2021 credit.

And either:

  1. Experienced the full or partial suspension of the operation of their trade or business because of government orders due to COVID-19.
  2. Experienced a significant decline in gross receipts in any quarter, as defined by ERTC rules.

Related Blog Article About ERTC

business loan for franchise
Business Finance

How Your Small Business Can Use ERTC Laon

August 9, 2022

Read More

ERTC Loans are made by Itria Ventures LLC or Cross River Bank, Member FDIC. California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839. Maximum of 12 months interest only. If IRS payment is not received at that time, loan rolls over into an amortizing term loan for up to 24 months from that date. This loan product is subject to certain terms, conditions and limitations. Please review product details included herein carefully with your tax advisor. If the Loan is prepaid within 210 calendar days of funding a Prepayment Fee equal to 2% of the unpaid principal will be assessed.

Hurricane Ian ALERT:
We are supporting small businesses affected by Hurricane Ian. Visit our disaster relief hub or apply for financing.