Management Team

coFounderCEO

Rohit Arora Co-Founder and CEO

Rohit Arora is the CEO and co-founder of Biz2Credit and is responsible for driving Biz2Credit to its leadership position. Rohit is often quoted on small business lending by major news media, including the New York Times, Wall Street Journal, Bloomberg, Entrepreneurs, American Banker, CNNMoney, MSNBC, Inc., and the Washington Post.

Rohit was named Crain's NY Business "Entrepreneur of the Year 2011". He holds a Masters in International Business from Columbia University and an Engineering degree from India.

Ramit Arora

Ramit Arora President and Co-Founder

Ramit Arora is the President and co-founder of Biz2Credit and heads the company's credit and sales operations. He has 10+ years of experience in financial services with Citibank and Xerox, and has a considerable experience in risk management.

He holds a bachelor's degree in business management and master's in accounting.

Vineet Tyagi

Vineet Tyagi CTO

Vineet Tyagi is the Global Chief Technology Officer at Biz2Credit. He has over 22+ years of rich & diverse experience specializing in Digital Transformation, Big Data, Data Science, Artificial Intelligence & Analytics. He has deep understanding in building large scale data driven products & has led several transformation initiatives at large BFSI's globally.

Prior to joining Biz2Credit, Vineet was the as CTO and Head of Innovation Lab for Impetus technologies. Vineet is a recognized industry leader in the area of Big Data & disruptive innovation and a frequent speaker at international technology conferences. He is a part of NASSCOM Northern Regional Council where he chairs the SIG on Technology & serves on the Steering Committee of 10000 Startup program.

Vineet holds a Masters in Consultancy Management from BITS Pilani and Bachelors in Computer Engineering from NSIT, Delhi.

Jonathan Gitlin

Jonathan Gitlin General Counsel

Jonathan Gitlin has been Biz2Credit's Principal Corporate Counsel since June 2008 and its General Counsel since 2011. Jonathan has extensive corporate, transactional and IP experience, including 8 years with Milbank, Tweed, Hadley & McCloy and 3 years as Winstar New Media's Chief Legal Officer.

Jonathan holds a J.D. and LL.M. in Corporate Law from the New York University School of Law and graduated Phi Beta Kappa with a B.A. summa cum laude from Colorado College.

Dr. Venkatesh Bala

Dr. Venkatesh Bala Chief Risk Officer

Dr. Venkatesh Bala is the Chief Risk Officer at Biz2Credit. He has more than two decades of experience with data and advanced analytics, including as a strategy consultant to leading global companies.

Prior to Biz2Credit, Dr. Bala was Chief Economist at the Cambridge Group, the corporate strategy division of Nielsen. Dr. Bala holds a PhD in economics from Cornell and an MBA from the Indian Institute of Management, Ahmedabad. Before his business work, he had academic tenure at McGill University, Canada and has also been visiting faculty and taught at Columbia and Yale universities.

Stephanie Flank

Stephanie Flank Chief People Officer

Stephanie Flank, Chief People Officer at Biz2Credit, is an accomplished HR professional with over 20 years of experience in the financial services sector. Specializing in talent management, employee benefits, and workforce development, Stephanie has implemented human resource management strategies that have enabled Biz2Credit to recruit, train, and retain a high performing and motivated workforce.

Prior to joining Biz2Credit in 2015, Stephanie supported companies both in the private and public sectors by advising on conflict resolution, labor relations, staffing, and change management. Stephanie's most recent positions include Human Resources Director for a residential property management company and 1st VP, Chief People Officer for the largest privately held bank in the U.S.

Stephanie holds a BA in English from Rutgers University and an SPHR certification. She currently resides in New Jersey with her husband and enjoys boating on Greenwood Lake.

Patrick Cunningham

Patrick Cunningham Senior Vice President, Business Development

Patrick Cunningham is the Senior Vice President, Business Development at Biz2Credit. An experienced Financial Services professional, Patrick has over twenty years in the Biz2X and FinTech space. He has driven product innovation across many markets and is an active participant in events revolving around FinTech, specifically blockchain and technology innovation.

Prior to joining Biz2Credit, Patrick held several executive sales roles at Geneva Trading and Lucera Financial Infrastructures, where he was responsible for technology sales.

Patrick has a degree in Psychology from Stony Brook University and is an active participant on the Stony Brook athletics board.

Brad Rosenfeld

Brad RosenfeldChief Marketing Officer

Brad Rosenfeld is the Chief Marketing Officer at Biz2Credit. He has over 16+ years of experience specializing in Digital Marketing, Growth Strategy, and Brand Building. Prior to joining Biz2Credit, Brad founded and sold a successful entrepreneurial venture, and more recently helped to build out PayPal’s digital marketing operations and grow their merchant business throughout North America.

He holds an M.B.A. from Columbia Business School and a B.A. from Arizona State University.

Ewa Kozlowska

Ewa Kozlowska Director and Head of Compliance

Ewa Kozlowska is the Director and Head of Compliance at Biz2Credit responsible for the company's Global Compliance Program including AML, regulatory compliance risk management, privacy and regulatory interactions. Ewa combines 10 years of experience in corporate law and working for international financial institutions with a comprehensive understanding of AI, Agile Methodology and Digital Transformation.

She has a LL.M. from Fordham University School of Law; a J.D. from Warsaw University and an International M.B.A. from Warsaw University of Technology through a joint venture with London Business School, HEC School of Management Paris, and the Norwegian School of Economics and Business Administration.

Ewa Kozlowska

Christopher Zaki CFO

Christopher Zaki has over 20 years of Wall Street experience in investment banking, corporate strategy and capital markets. Mr. Zaki is currently the CFO at Biz2Credit, a fintech platform focused on small business lending. Prior to joining Biz2Credit, Christopher served as Head of Capital Markets & Partnerships at Plum Lending, a commercial real estate lending fintech platform, where he raised corporate capital, developed asset investor relationships, managed the corporate finance function and led corporate strategy.

Prior to joining Plum, Mr. Zaki worked at UBS as an Executive Director, where he was responsible for capital raising and advisory assignments for specialty finance and financial technology companies. Before joining UBS, Christopher was an executive in Corporate Strategy at NYSE Euronext, where he led acquisition and partnership activities. In previous roles, he served in various advisory capacities, leading clients’ M&A and capital transactions. Christopher graduated from the University of Virginia with a B.S. in Commerce with Distinction.

Ewa Kozlowska

Darren Hecht SVP Business Development

Darren is a proactive and resourceful executive with over 15 years’ experience developing global technology business, and cultivating relationships.

Prior to joining Biz2Credit, Darren lead teams for such companies as Riskified, First Data Corporation, and Mitsubishi Corporation, identifying strategic opportunities, and building winning strategies to grow revenue. He graduated from Cornell University with an MBA and has a BBA in Business Administration with a focus on Economics & Marketing from University of Miami.