Management Team
Rohit Arora
Rohit Arora is the CEO and co-founder of Biz2Credit and is responsible for driving Biz2Credit to its leadership position. Rohit is often quoted on small business lending by major news media, including the New York Times, Wall Street Journal, Bloomberg, Entrepreneurs, American Banker, CNNMoney, MSNBC, Inc., and the Washington Post.
Rohit was named Crain's NY Business "Entrepreneur of the Year 2011". He holds a Masters in International Business from Columbia University and an Engineering degree from India.
Ramit Arora
President and Co-Founder
Ramit Arora is the President and co-founder of Biz2Credit and heads the company's credit and sales operations. He has 10+ years of experience in financial services with Citibank and Xerox, and has a considerable experience in risk management.
He holds a bachelor's degree in business management and master's in accounting.
Vineet Tyagi
Vineet Tyagi is the Global Chief Technology Officer at Biz2Credit. He has over 25+ years of rich & diverse experience specializing in Digital Transformation, Big Data, Data Science, Artificial Intelligence & Analytics. He has deep understanding in building large scale data driven products & has led several transformation initiatives at large BFSI's globally.
Prior to joining Biz2Credit, Vineet was the CTO and Head of Innovation Lab for Impetus technologies. Vineet is a recognized industry leader in the area of AI, Big Data & disruptive innovation and a frequent speaker at international technology conferences. He is a part of NASSCOM SME Council, Northern Regional Council where he chairs the SIG on Technology and he also serves on the Steering Committee of 10000 Startup program.
Vineet holds a Masters in Consultancy Management from BITS Pilani and Bachelors in Computer Engineering from NSIT, Delhi.
Jonathan Gitlin
Jonathan Gitlin has been Biz2Credit's Principal Corporate Counsel since June 2008 and its General Counsel since 2011. Jonathan has extensive corporate, transactional and IP experience, including 8 years with Milbank, Tweed, Hadley & McCloy and 3 years as Winstar New Media's Chief Legal Officer.
Jonathan holds a J.D. and LL.M. in Corporate Law from the New York University School of Law and graduated Phi Beta Kappa with a B.A. summa cum laude from Colorado College.
Debbie Kemp
Debbie is the Global Chief People Officer at Biz2Credit. She has over 30 years of global experience crossing investment banking/securities, telecommunication, media, ecommerce, and executive recruiting industries. She has served in an executive level at companies such as Branded, MediaCom, Bankrate, and Velocity. Debbie specializes in creating and delivering people strategies in fast-paced environments, enabling business growth and driving operational excellence
She believes in making a difference in the world through initiatives that help people, whether meeting the basic essentials, or helping them achieve their potential through coaching,
Debbie’s career is complemented by a Bachelor of Science in Communications degree from the University of Kansas. She is an active member of Until There are Nine an advisor to St. Francis, Pinnacle, and CICA.
Daniel Lageman
Daniel is a veteran Compliance Professional specializing in all aspects of regulatory compliance within the financial services industry. Prior to joining Biz2Credit as Chief Compliance Officer, Daniel served as Chief Compliance Officer of Marketplace Lending at Cross River Bank where he was responsible for ensuring that the Bank’s numerous online lending partners remained compliant with all applicable laws and regulations.
Prior to Cross River Bank, Daniel was a Vice President at Morgan Stanley’s Private Bank in its Mortgage Compliance department. Prior to his work in Compliance, Daniel was a practicing attorney with prestigious law firms including Latham & Watkins, Locke Lord, and Reed Smith. His area of expertise was financial services litigation. Daniel obtained his Juris Doctor from Seton Hall University School of Law and a BBA from James Madison University.
Mike Stone
Mike Stone is a former banker turned fintech growth leader with 15 years of experience in banking software and a proven record of scaling sales through transformational growth. He spent 11 years at nCino, where he was instrumental in the company’s journey from seed-stage startup to IPO—building and leading sales teams that signed more than 90 customers, retained and grew over 100 client relationships, and negotiated nearly 200M in total contract value.
His core expertise lies at the intersection of banking domain knowledge and go-to-market execution. He has led high-performing sales organizations through constant change, defined scalable sales playbooks, improved forecasting discipline with frameworks like MEDDPICC, and built trusted multi-threaded executive relationships across community, regional and super regional banks, and credit unions.
He began his career in commercial banking at Wells Fargo, gaining hands-on experience in credit analysis, commercial lending, and client relationship management before moving into fintech sales leadership roles at WebEquitySolutions and CRIF Lending Solutions.
Mike holds a B.A. in Economics from San Diego State University, along with professional certifications in commercial lending and business banking.
Thomas Ritchie
Prior to joining Biz2Credit, Tom ran Debt Capital Markets and Risk Solutions North America for the Royal Bank of Scotland. He also spent 20 years at Credit Suisse in a number of roles including head of Financial Institutions Debt Capital Markets where he and his team advised and executed financing and liability management transactions on behalf of banks, insurers, and specialty finance companies. He began his career in Structured Product sales at JP Morgan.
Tom received an MBA from the Yale School of Management and a BS from Cornell University.
Shaurya_kabra
Shaurya Kabra is a seasoned risk management professional with over 14 years of experience across credit and fraud risk, data analytics, product innovation, and business strategy in both consumer and commercial lending. He has a proven record of building and leading high-performing teams, delivering impact through effective risk mitigation, scalable solutions, and sustainable growth.
Most recently, Shaurya led credit risk at Current, a leading U.S. neobank, where he built, scaled, and managed all credit and liquidity products from the ground up. Prior to that, he served as a consulting leader to American Express through EXL, partnering with Chief Credit Officers and other senior executives to design new risk strategies, capabilities and oversee end-to-end risk management across five non-card commercial lending portfolios. Earlier in his career, he worked in PwC’s Advisory practice, supporting top U.S. banks, and contributed significantly to the development of PwC’s trademarked products Financial Services Demand Estimator and Experience Radar.
Shaurya holds a Bachelor’s and Master’s degree in Engineering from IIT Delhi, along with a minor in Business Management. Outside of work, he is an avid traveler who enjoys following cricket, kayaking, and playing chess occasionally.
Brad Rosenfeld
Brad Rosenfeld is a seasoned marketing and growth executive with more than two decades of experience leading B2B SaaS and fintech organizations through rapid scale, global expansion, and IPO readiness. As Chief Marketing Officer and Chief Strategy Officer at Biz2Credit and Biz2X, Brad is driving the company’s next stage of growth—advancing its leadership in embedded finance, modern lending, and AI-powered financial technology.
He is responsible for shaping Biz2Credit’s brand and growth strategy, expanding enterprise adoption of the Biz2X AI platform, and positioning the organization for long-term value creation across both its SaaS and financial services businesses.
Renowned for transforming marketing into a strategic growth engine, Brad has built award-winning brands, scalable demand generation frameworks, and go-to-market systems that have propelled companies beyond $400M in revenue. His approach integrates data, creativity, and strategic alignment between marketing, product, and sales to accelerate measurable business impact.
A graduate of Columbia Business School, Brad continues to lecture there on strategic marketing and innovation. He is also a recognized thought leader in AI, embedded finance, and digital transformation, contributing regularly to Forbes, Fast Company, and Entrepreneur, and serving as a member of the Wall Street Journal CMO Council.