Revenue Based
Financing
Excellent | 15,718 reviews
Flexible financing as much as $5M+ to cover daily operational needs.
Why Revenue Based Financing?
One of the aspects of revenue-based financing that appeals to small business owners is its flexibility in terms of repayments. Borrowers pay a percentage of their future sales on periodic basis. The percentage of revenue that you must pay stays the same, but if you enter into a slow period in terms of sales, your payments decrease, giving you flexibility.
Revenue Based Financing Benefits:
Flexible Repayment Plan
No Collateral Needed
Fuels Growth
What Is Revenue Based Financings?
In a revenue-based financing you get quick funding (if approved) with a uniquely flexible repayment plan.
It is not a traditional bank loan or line of credit - you don’t pay interest on the borrowed funds. Instead, you get a lump sum of money in exchange for a percentage of your estimated future receivables paid back on a periodic basis plus fees until the contract is fulfilled.
Best For
- Flexible repayment plan
- Stabilizing your cashflow
- Focusing on strength of sales
- Needing sudden cash infusions
Apply for
Financing Today
Start Your Application 
Why Biz2Credit?
No Hidden Fees
Transparent financing and contracts sent to you for review before signing.
Dedicated funding specialist
A real person assigned to your application from day one.
Transparency
Real-time status visibility; fewer black-box steps
End-to-end management
One system to apply and manage your loans with Biz2Credit including payments.
Estimate Your Repayments
Get a sense of what repayments might look like. Rates vary by profile.
How to Apply for Revenue Based Financing
Tell Us What You Need
Plain-English application with dedicated funding specialist support for any questions.
Review Your Options
Our platform shows you matching options.
Get Funded
Decisions as fast as 24 hours.
You will need:
Note: More documents may be required when applying with Biz2Credit.
Customer stories
Real Businesses.
Real Results.
All stories are real, as told by real business owners. No actors, no scripts — just the people we've been proud to fund.
After reviewing offers from other lenders, the offer from Biz2Credit really stood out.
The customer service, [and] the amount of people they have to help is incredible and I'll continue to use them just for that purpose only
Biz2Credit has been our main lender over the years we have been in business. We have such a history now, through ups and downs, I feel like (Biz2Credit) has always been there for us.
FAQs About Revenue Based Financing
Straight answers about eligibility, fees, and funding speed.
Revenue-based financing is a funding model where businesses receive capital in exchange for a fixed percentage of their estimated future receivables. Unlike traditional loans, there are no fixed monthly payments or interest rates. As you're paying back what is owed, repayment amounts will fluctuate based on the revenue your business generates.
In revenue-based financing, payments are based on a percentage of your future revenue. With this type of financing, if your sales drop the amount of your payment will be adjusted to reflect the change in revenue. The total repayment is based on an agreed upon factor rate.
No—revenue-based financing doesn't involve business equity. You are using future business income to make investments today into your business.
Revenue-based financing can offer fast funding decisions.
Revenue-based financing can work best for businesses with steady, recurring revenue streams. This type of financing can help eCommerce stores, subscription-based services, SaaS companies, and any business that can reliably project future sales. It's ideal for growth-focused companies that want flexible funding without giving up equity.
Revenue Based Financing Articles
FROM THE KNOWLEDGE CENTER*
*This information is provided for general information only
, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products.
Explore Other Financing Options
Your business is unique. We have several financing options built for real small businesses.
Term Loan
Fixed-rate term loans for eligible customers
- Loans Up To $5M
- Terms from 12 to 60 months
- Flexible repayment structure
Ready to Apply for Revenue Based Financing?
Apply Now
The Biz2Credit Line of Credit is not currently available in all states. At present, businesses in the following states may be eligible for the Line of Credit based
