Our mission is to provide small businesses with the best lending solutions throughout their lifecycle in a flexible and transparent environment.

Biz2Credit was founded in 2007 and is backed by Nexus Venture Partners. Since its inception, Biz2Credit has become the leading online marketplace for small business funding, having arranged more than $2 billion in small business funding for thousands of companies throughout the U.S.

Our proprietary platform matches borrowers to sources of capital based on each company's unique profile -- completed in only a few minutes -- in a safe, efficient, price-transparent environment. Our network consists of 1.6 million users, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Biz2Credit's widely reported Small Business Lending IndexTM is followed closely by the SBA, and the other lenders, government agencies and the President's Council of Economic Advisers.

Management Team

Rohit Arora

Rohit Arora

Co-Founder and CEO

Rohit Arora is the CEO and co-founder of Biz2Credit and is responsible for driving Biz2Credit to its leadership position. Rohit is often quoted on small business lending by major news media, including the New York Times, Wall Street Journal, Bloomberg, Entrepreneurs, American Banker, CNNMoney, MSNBC, Inc., and the Washington Post.

Rohit was named Crain's NY Business "Entrepreneur of the Year 2011". He holds a Masters in International Business from Columbia University and an Engineering degree from India.

Ramit Arora

Ramit Arora

President and Co-Founder

Ramit Arora is the President and co-founder of Biz2Credit and heads the company's credit and sales operations. He has 10+ years of experience in financial services with Citibank and Xerox, and has a considerable experience in risk management.

He holds a bachelor's degree in business management and master's in accounting.

Ravi Chamria

Ravi Chamria


Ravi Chamria has been the CTO of Biz2Credit since the company's founding in 2007. He is heading the technology and software development division of Biz2Credit.

Previously, Ravi served as the CEO of Kamyab Infotech - an established IT outsourcing company in India. He holds an MBA degree from Indian Institute of Management.

Jonathan Gitlin

Jonathan Gitlin

Principal Corporate Counsel

Jonathan Gitlin has been Biz2Credit's Principal Corporate Counsel since June 2008 and its General Counsel since 2011. Jonathan has extensive corporate, transactional and IP experience, including 8 years with Milbank, Tweed, Hadley & McCloy and 3 years as Winstar New Media's Chief Legal Officer.

Jonathan holds a J.D. and LL.M. in Corporate Law from the New York University School of Law and graduated Phi Beta Kappa with a B.A. summa cum laude from Colorado College.

Robert Kleiber

Robert Kleiber

Chief Operating Officer

Rob Kleiber is a financial services leader with over 20 years of experience in Small Business and Retail Banking.

Prior to joining Biz2Credit, Mr. Kleiber held senior level CFO positions in Retail Banking and led National Business for Citibank in North America. He also holds a degree in Finance and Political Science from Dowling College.

Michael Benjamin

Michael Benjamin


Michael Benjamin, CFO has held a number of senior finance and CFO positions including SVP Finance at Pearson, CFO of BMG North America, CFO at Winstar New Media and CFO of OnMoney a division of Ameritrade.

Michael's experience in financial services includes his time OnMoney.com an e-finance portal which was funded by Ameritrade, where helped launch the company. Earlier in his career he was a strategy consultant At Booz Allen focused on financial services where his clients included several major global and regional banks. He then joined Chemical Banking Corporation where he held a variety of senior roles including Chief of Staff of Chemical's Real Estate Division and Managing Director and COO of the Chemical Investment Group, the banks group of registered investment advisors.

Michael holds an MBA with Distinction from the Wharton School and a BA in Chemistry and Economics from Emory University.

Stephanie Flank

Stephanie Flank

VP, Director of Human Resources

Stephanie Flank, VP, Director of Human Resources at Biz2Credit, is an accomplished HR professional with over 20 years of experience in the financial services sector. Specializing in talent management, employee benefits, and workforce development, Stephanie has implemented human resource management strategies that have enabled Biz2Credit to recruit, train, and retain a high performing and motivated workforce.

Prior to joining Biz2Credit in 2015, Stephanie supported companies both in the private and public sectors by advising on conflict resolution, labor relations, staffing, and change management. Stephanie's most recent positions include Human Resources Director for a residential property management company and 1st VP, Director of Human Resources for the largest privately held bank in the U.S.

Stephanie holds a BA in English from Rutgers University and an SPHR certification. She currently resides in New Jersey with her husband and enjoys boating on Greenwood Lake.

Operations Team

  • Tracy Kellaher

    Tracy Kellaher is Vice President of Business Development - Banking Partners for Biz2Credit. She has 17+ years of business experience in the banking and telecommunications industries and joins the company most recently from Equifax, the credit ratings agency.

    Tracy is a graduate of Brown University, and has also studied at the University of Vienna, Austria.

  • Shawn Cournoyer

    Shawn Cournoyer is Vice President of Sales at Biz2Credit. Shawn joined the team in early 2012 and brought with himself 10+ years of residential and commercial lending industry experience.

    Prior to joining Biz2Credit, Shawn held a sales and operations management role within Countrywide Bank. He also has several years of experience in commercial mortgage underwriting. Shawn holds a bachelor's degree in information systems management from Bridgewater State.

  • Swarup Choudhury

    Swarup Choudhury is the Executive Vice Chairman, India and South East Asia at Biz2Credit. He has over 30 years of experience in Banking, Financial Services, Digital & Technological innovations. Swarup has effectively blended Banking & Technology to provide provocative value to the clients.

    Prior to Biz2Credit, Swarup has served many reputed global financial institutions and technology companies including HSBC, IBM, Thomson Reuters & FDC. Swarup holds a Masters in Business Administration (MBA) and a degree in Accounting.

  • Dr. Venkatesh Bala

    Dr. Venkatesh Bala is the Chief Risk Officer at Biz2Credit. He has more than two decades of experience with data and advanced analytics, including as a strategy consultant to leading global companies.

    Prior to Biz2Credit, Dr. Bala was Chief Economist at the Cambridge Group, the corporate strategy division of Nielsen. Dr. Bala holds a PhD in economics from Cornell and an MBA from the Indian Institute of Management, Ahmedabad. Before his business work, he had academic tenure at McGill University, Canada and has also been visiting faculty and taught at Columbia and Yale universities.