Our mission is to provide small businesses with the best lending solutions throughout their lifecycle in a flexible and transparent environment.

Biz2Credit was founded in 2007 and is backed by Nexus Venture Partners. Since its inception, Biz2Credit has become the leading online marketplace for small business funding, having arranged more than $2 billion in small business funding for thousands of companies throughout the U.S.

Our proprietary platform matches borrowers to sources of capital based on each company's unique profile -- completed in only a few minutes -- in a safe, efficient, price-transparent environment. Our network consists of 1.6 million users, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Biz2Credit's widely reported Small Business Lending IndexTM is followed closely by the SBA, and the other lenders, government agencies and the President's Council of Economic Advisers.

Management Team

Rohit Arora

Rohit Arora

Co-Founder and CEO

Rohit Arora is the CEO and co-founder of Biz2Credit and is responsible for driving Biz2Credit to its leadership position. Rohit is often quoted on small business lending by major news media, including the New York Times, Wall Street Journal, Bloomberg, Entrepreneurs, American Banker, CNNMoney, MSNBC, Inc., and the Washington Post.

Rohit was named Crain's NY Business "Entrepreneur of the Year 2011". He holds a Masters in International Business from Columbia University and an Engineering degree from India.

Ramit Arora

Ramit Arora

President and Co-Founder

Ramit Arora is the President and co-founder of Biz2Credit and heads the company's credit and sales operations. He has 10+ years of experience in financial services with Citibank and Xerox, and has a considerable experience in risk management.

He holds a bachelor's degree in business management and master's in accounting.

Vineet Tyagi

Vineet Tyagi


Vineet Tyagi is the Global Chief Technology Officer at Biz2Credit. He has over 22+ years of rich & diverse experience specializing in Digital Transformation, Big Data, Data Science, Artificial Intelligence & Analytics. He has deep understanding in building large scale data driven products & has led several transformation initiatives at large BFSI's globally.

Prior to joining Biz2Credit, Vineet was the as CTO and Head of Innovation Lab for Impetus technologies. Vineet is a recognized industry leader in the area of Big Data & disruptive innovation and a frequent speaker at international technology conferences. He is a part of NASSCOM Northern Regional Council where he chairs the SIG on Technology & serves on the Steering Committee of 10000 Startup program.

Vineet holds a Masters in Consultancy Management from BITS Pilani and Bachelors in Computer Engineering from NSIT, Delhi.

Jonathan Gitlin

Jonathan Gitlin

Principal Corporate Counsel

Jonathan Gitlin has been Biz2Credit's Principal Corporate Counsel since June 2008 and its General Counsel since 2011. Jonathan has extensive corporate, transactional and IP experience, including 8 years with Milbank, Tweed, Hadley & McCloy and 3 years as Winstar New Media's Chief Legal Officer.

Jonathan holds a J.D. and LL.M. in Corporate Law from the New York University School of Law and graduated Phi Beta Kappa with a B.A. summa cum laude from Colorado College.

Robert Kleiber

Robert Kleiber

Chief Financial Officer

Rob Kleiber is a financial services leader with over 20 years of experience in Small Business and Retail Banking.

Prior to joining Biz2Credit, Mr. Kleiber held senior level CFO positions in Retail Banking and led National Business for Citibank in North America. He also holds a degree in Finance and Political Science from Dowling College.

Stephanie Flank

Stephanie Flank

SVP, Director of Human Resources

Stephanie Flank, SVP, Director of Human Resources at Biz2Credit, is an accomplished HR professional with over 20 years of experience in the financial services sector. Specializing in talent management, employee benefits, and workforce development, Stephanie has implemented human resource management strategies that have enabled Biz2Credit to recruit, train, and retain a high performing and motivated workforce.

Prior to joining Biz2Credit in 2015, Stephanie supported companies both in the private and public sectors by advising on conflict resolution, labor relations, staffing, and change management. Stephanie's most recent positions include Human Resources Director for a residential property management company and 1st VP, Director of Human Resources for the largest privately held bank in the U.S.

Stephanie holds a BA in English from Rutgers University and an SPHR certification. She currently resides in New Jersey with her husband and enjoys boating on Greenwood Lake.

Surat Maheshwari

Surat Maheshwari

SVP, Head of Capital Markets

Surat Maheshwari is a Senior Vice President and Head of Capital Markets at Biz2Credit. He has over 25 years of experience in the capital markets area working for major U.S. and international banks such as Citi, ING, and Nomura in New York City. Surat has a deep understanding of the debt and equity investors and over the years, he has helped raise over $50 billion from investors globally for companies around the world in a variety of transaction structures.

Surat has an M.B.A from Columbia Business School at Columbia University in New York City and a bachelors degree in engineering from Indian Institute of Technology, New Delhi. Surat has also passed all three levels of CFA.

Operations Team

  • Shawn Cournoyer

    Shawn Cournoyer is Vice President of Sales at Biz2Credit. Shawn joined the team in early 2012 and brought with himself 10+ years of residential and commercial lending industry experience.

    Prior to joining Biz2Credit, Shawn held a sales and operations management role within Countrywide Bank. He also has several years of experience in commercial mortgage underwriting. Shawn holds a bachelor's degree in information systems management from Bridgewater State.

  • Swarup Choudhury

    Swarup Choudhury is the Executive Vice Chairman, India and South East Asia at Biz2Credit. He has over 30 years of experience in Banking, Financial Services, Digital & Technological innovations. Swarup has effectively blended Banking & Technology to provide provocative value to the clients.

    Prior to Biz2Credit, Swarup has served many reputed global financial institutions and technology companies including HSBC, IBM, Thomson Reuters & FDC. Swarup holds a Masters in Business Administration (MBA) and a degree in Accounting.

  • Dr. Venkatesh Bala

    Dr. Venkatesh Bala is the Chief Risk Officer at Biz2Credit. He has more than two decades of experience with data and advanced analytics, including as a strategy consultant to leading global companies.

    Prior to Biz2Credit, Dr. Bala was Chief Economist at the Cambridge Group, the corporate strategy division of Nielsen. Dr. Bala holds a PhD in economics from Cornell and an MBA from the Indian Institute of Management, Ahmedabad. Before his business work, he had academic tenure at McGill University, Canada and has also been visiting faculty and taught at Columbia and Yale universities.

  • Patrick Cunningham

    Patrick Cunningham is the Senior Vice President, Business Development at Biz2Credit. An experienced Financial Services professional, Patrick has over twenty years in the SaaS and FinTech space. He has driven product innovation across many markets and is an active participant in events revolving around FinTech, specifically blockchain and technology innovation.

    Prior to joining Biz2Credit, Patrick held several executive sales roles at Geneva Trading and Lucera Financial Infrastructures, where he was responsible for technology sales.

    Patrick has a degree in Psychology from Stony Brook University and is an active participant on the Stony Brook athletics board.