Business finance made simple.
Get the funds you need,
when you need them.
How Our Lending Process Works
We simplify business finance by offering funding that fits your goals, not just the numbers. Whether you're expanding, upgrading, or managing cash flow, our process is built for speed, clarity, and flexibility. You get tailored options, transparent terms, and support at every step. So, when your business is ready to move, your financing is too.
Term Loan
Average funding amount: $279,000*
Fixed-rate financing for eligible customersⓘ.
*Estimates based on all term loan transactions January 2024 - December 2024
Revenue-Based Financing
Average funding amount: $110,000*
Fast funding that works for your businessⓘ.
*Estimates based on all revenue-based financing transactions January 2024 - December 2024
How to Apply for a Term Loan with Us
Create Your Biz2Credit Account
Sign up and provide a few key business details.
Get
Pre-Qualified
See your pre-qualified offers tailored for your business.
Submit Your Application
Complete a short form about your funding needs.
Receive Funding Decision
Once reviewed, we'll let you know your application status.
Is a Term Loan Right for You?
If your business does not meet these criteria, you will not be eligible for a term loan with Biz2Credit. However, you may qualify for another funding product.
-
At least $250,000
Annual Revenue
-
650 or higher
Credit Score
-
Minimum of 18 months
Time in Business
Flexible Financing Options for Your Business
From growth to cash flow, we have the right financing for you.
Revenue-Based Financing
- Fund range: $25,000 - $6 million
- Qualification: Create your Biz2Credit account to prequalify.
- FICO Score: 600+
- Repayment Term: Flexible, based on your revenue.
Line of Credit
- Fund range: Up to $500,000
- Qualification: Based on Application
- FICO Score: 650+
- Repayment Term: Up to 12 months
Loans for All Kinds of Small Business
Industry-specific business finance to fuel your growth.
Everything You Need to Know About Business Finance
Clear, expert-backed content to help you make better business finance decisions.
This information is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products.
Small Business
Lending Guide
Get to know the ins and outs of small business lending and the various financing options available for your business to achieve what's next.
Business Loans &
Financing How-Tos
Read up on the wide range of business financing options that small business owners have at their disposal, and learn how different options can be used to help your business grow and succeed.
How to Qualify for a Term Loan
Tips and strategies to improve your eligibility for a business loan.
Trusted by Thousands of Small Business Owners in America.**
Simply because we get what you go through to build a business you believe in.
**Disclaimer: All stories are real, as told by real business owners. Customers do not receive monetary compensation for telling their stories.
From One Entrepreneur to Another: We Get You
We understand what's behind building a business you believe in.
All stories are real, as told by real business owners. Customers do not receive monetary compensation for telling their stories.
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Term Loans are made by Itria Ventures LLC or Cross River Bank, Member FDIC. This is not a deposit product. California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839