Small business can’t afford to wait for ERTC checks.

Who can wait 6-12 months for the IRS to issue your Employee Retention Tax Credit (ERTC)?
Biz2Credit gets you cash fast so your business doesn’t miss a beat.

Apply Online in Minutes
Qualification for an ERTC Loan is sprimarily based on pending IRS credit.
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*Applying does not impact your personal credit score.

Let's fund that fire in your belly

Helping small businesses grow


Small businesses funded

How much do you need in funding?

$25K to $10M*

*applies to some products only

Better Business Bureau's Highest Rating

A+ Rated
since 2008

Great reviews can't be stopped

2 days ago
Thanks to biz2credit for helping me to...

Thanks to biz2credit for helping me to be easy and without much roll we were able to deal in a short time thank you very much

Jose Palomares
5 days ago
Thank you Tommy for your help in the...

Thank you Tommy for your help in the process of getting my loan i will continue to do business in the future because when i lost hope Biz2credit help me out and i will never forget that thank you!!!

Rohini Budhu
6 days ago
Biz2credit funding...

Vaishali Patel and Sam Parker were awesome and prompt in communications, they were perfect keeping in loop of every stage of funding , I highly recommend biz2credit for short term funding


How our ERTC loans work

Only incur interest until you receive IRS payment (up to 12 mos)*

Term loan financing with flexible payments

Access up to 65% of ERTC amount up front

Automatic repayment from IRS funds via escrow account

Pay off in as little as 7 months, depending on IRS payment

Fast Online Process

All it takes is a few minutes to complete our secure ERTC online loan application. Simply upload the required documents and fill out the short questionnaire to determine your eligibility.

Employee Retention Tax Credit 101

The Employee Retention Tax Credit is an IRS rebate for businesses that paid their quarterly payroll taxes for employees’ salaries who were kept on staff during the COVID-19 pandemic. This, despite government mandates requiring businesses to close or experience a significant loss of revenue due to pandemic-related interruptions in business.

Which Businesses are Eligible for an ERTC?

Small businesses that file quarterly payroll taxes (IRS Form 941) are eligible if those businesses meet the following conditions:

  • Operated the business in 2020 at the onset of the pandemic.
  • Had less than 100 employees if filing for a 2020 credit, or less than 500 employees if filing for a 2021 credit.

AND experienced ONE of the following:

  1. Full or partial suspension of the operation of their trade or business because of government orders due to COVID-19.
  2. A significant decline in gross receipts in any quarter, as defined by ERTC rules.
business loan for franchise

How Your Small Business Can Use ERTC Loan

Read More

8 days ago

ERTC Loans are made by Itria Ventures LLC or Cross River Bank, Member FDIC. California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839. Maximum of 12 months interest only. If IRS payment is not received at that time, loan rolls over into an amortizing term loan for up to 24 months from that date. This loan product is subject to certain terms, conditions and limitations. Please review product details included herein carefully with your tax advisor. If the Loan is prepaid within 210 calendar days of funding a Prepayment Fee equal to 2% of the unpaid principal will be assessed.