Business Loans & Financing How-Tos
Prepare Your Business For Any Type of Financing
Choose by Type
There are many kinds of business financing that you may need to consider when you look into securing capital for your business. Read our How-To guides for all kinds of financing for your small business before you apply.
Choose by Industry
Did you know that the right financial option for a business might change based on the industry the business is in? Learn how different kinds of businesses can find financing that is tailored to the way their business works, so you can too.
Browse the Most Popular Types of Small Business Loans
The U.S. Small Business Administration, or SBA, is a federal agency that provides loan guarantee programs to businesses that may not be able to get traditional bank loans and receive long-term, low interest rate funding. The SBA has a number of loan programs designed specifically for small and medium sized businesses, including microloans, SBA 7(a) loans, and CDC/504 loan program.
Loan Amount$5,000 - $5 Million
Loan Term5 - 25 Years
Interest RatesStarting at 6.5%
Time of FundingAs little as 30 days
Business Line of Credit
With a business line of credit, lenders will establish a credit limit for a maximum amount of money they will lend you. You can draw as much as you need up to your limit and like a credit card; you pay interest only on the amount you borrow. Business Lines of Credit can help bridge the gap during seasonal lulls and other lean periods. A business line of credit can ensure that you always have the capital you need.
Loan Amount$10,000 - $1 million
Loan Term6 months - 5 years
Interest Rates7 - 25%
Time of FundingAs little as 48 hours
Take your business to the next level. Apply for funding today.
or call: 800-200-5678