ERTC Loan gets
your business
cash up front
ERTC Loan Overview
Loan amounts up to
85% of IRS Credit
Make simple
Interest-Only
payments monthly*
Requires FICO of 650 and
pending IRS credit
*Maximum of 12 months interest only. If IRS payment is not received at that time, Loan rolls over into an amortizing term loan for up to 24 months from that date.
Learn about our ERTC loans.
Get the cash from your business's IRS credit up front without the wait. Make easy interest-only payments until the sooner of 1 year or your IRS credit clears.
An ERTC Loan gives business owners waiting on an IRS credit payment access to more of their
funds up front without the wait. Some of the potential benefits of an ERTC Loan include:
-
Funds can be used for
a broad range of business needs
to help grow your business -
Access tax credit funds upfront
rather than waiting on the IRS -
Free up
operational cash flow -
Gain potential tax benefits
for your business
ERTC Loans So Your Business Can Keep Moving
Pay back with interest-only payments for up to 12 months. If IRS payment is not received within 12 months the loan rolls over into an amortizing term loanⓘ for up to 24 months from that date.
Repayment Simplicity
Enjoy flexibility with interest-only payments for up to 12 months and principal repayment directly issued when your IRS credit is posted. See your Loan payment schedule at any time from your Biz2Credit account.
Dedicated Funding Specialists
Consult a funding specialist to see if an ERTC loan may be a good fit for your business, or get help along the way as you complete our online funding application.
Qualify Based on Tax Credit
Based on your business’s outstanding IRS tax credit, you may qualify for an ERTC loan while you wait for the IRS payment.
From One Entrepreneur to Another: We Get You
We understand what's behind building a business you believe in.
"Biz2Credit did the application process with us. It was very easy.
We were able to continue with the operation. I was very happy with the experience."
Phil Quilter
Owner of Taj Lounge
Customer since 2010
Is an ERTC Loan right for your business?
Most customers get started with:
-
Pending IRS Credit of $100K or Greater
-
650 credit score or above
-
In operation since at least February 2020
How to Apply for an ERTC Loan
Step 1
Create Your Account
Provide us with your basic business information to help us understand your funding needs.
Step 2
Submit Your Application for Funding
Complete the online application and submit your qualifying documentation (including a copy of a valid government-issued photo ID). You should provide your Form 941 and Form 941-X for all quarters included in your ERTC filing.
Step 3
Connect With Your Funding Specialist
At any time during the process, connect with one of our funding specialists about your application. Your specialist can update you about your application status and eligibility for a Business Term Loan.
Step 4
Get Qualified for an ERTC Loan
If your business qualifies for an ERTC Loan, you will be notified of your eligibility and any remaining documentation requirements. Subject to final documentation requirements and eligibility review.
Take your business to the next level. Apply for funding today.
Call us at: 800-381-0187
Term Loans, including ERTC Loans, are made by Itria Ventures LLC or Cross River Bank, Member FDIC.
California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839
Maximum of 12 months interest only. If IRS payment is not received at that time, loan rolls over into an amortizing term loan for up to 24 months from that date. This loan product is subject to certain terms, conditions and limitations. Please review product details included herein carefully with your tax advisor. If the Loan is prepaid within 210 calendar days of funding a Prepayment Fee equal to 2% of the unpaid principal will be assessed.