ERTC loan gets
cash up front
ERTC Loan Overview
Loan amounts from
65% of IRS Credit
Get funding as soon as
*Maximum of 12 months interest only. If IRS payment is not received at that time, loan rolls over into an
amortizing term loan for up to 24 months from that date.
Fast, Interest-only ERTC Loans.
Get the cash from your business's IRS credit up front without the wait.
Make easy low payments until your IRS credit clears.
An ERTC loan gives business owners waiting on an IRS credit payment access to more of their
funds up front without the wait. Use the funds for any business purpose you need:
Access to full
loan amount upfront
Use for a broad
range of business needs
operational cash flow
ERTC Loans So Your Business Can Keep Moving
Loan amounts go up to $500K and offer the fast funding you need to keep your business running. Pay back with interest-only payments for up to 12 months or the flexibility to pay over up to 36 months.
Enjoy flexibility with interest-only payments for up to 12 months and principal repayment directly issued when your IRS credit is posted. See your loan payment schedule at any time from your Biz2Credit account.
Dedicated Funding Specialists
Consult a funding specialist to determine what loan terms fit your business best, or get help along the way as you complete our online funding application.
Apply in just four minutes. Get approved within 24 hours and get funded within 72 hours of submitting your application.
From One Entrepreneur to Another: We Get You
We understand what's behind building a business you believe in.
"Biz2Credit did the application process with us. It was very easy.
We were able to continue with the operation. I was very happy with the experience."
Owner of Taj Lounge
Customer since 2010
Is an ERTC loan right for your business?
Most customers get started with:
Pending IRS Credit of $100K or Greater
660 credit score or above
In operation since at least February 2020
How Our ERTC Loans Work
Create Your Profile
Less than a minute.
Provide us with your basic business information to help us understand your funding needs.
Submit Your Application
About 4 minutes.
Complete the online application and submit your qualifying documentation. You should provide your Form 941 and Form 941-X for all quarters included in your ERTC filing.
Connect With Your Funding Specialist
Connect with one of our funding specialists.
Who will take a consultative approach to match you with the funding option that works best for your business.
Within 72 hours.
For ERTC loans, once you've submitted our online financing application with all supporting documents you'll get an approval decision fast.
Accelerate your business results. Apply for financing today.
Call us at: 800-200-5678
ERTC Loans are made by Itria Ventures LLC or Cross River Bank, Member FDIC.
California residents: Itria Ventures LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License # 60DBO-35839. Maximum of 12 months interest only. If IRS payment is not received at that time, loan rolls over into an amortizing term loan for up to 24 months from that date. This loan product is subject to certain terms, conditions and limitations. Please review product details included herein carefully with your tax advisor. If the Loan is prepaid within 210 calendar days of funding a Prepayment Fee equal to 2% of the unpaid principal will be assessed.