Equipment Financing

Equipment Financing can be an invaluable asset to a business owner. If you have machinery and equipment that you own, you can turn that into capital you need to help your business grow.

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Equipment Financing, Leasing & Loans for your Business

The equipment financing services you can get from the Biz2Credit platform may be the working capital solution your seeking.

Get the Equipment you Need

Is your business struggling with limited cash flow at a time when you really need to invest in some new or used equipment? Or maybe you have money tied up in valuable equipment - money you'd like to access for immediate expenses?

Improve your cash flow. With Biz2Credit's help, you can easily gain access to equipment financing services and maximize your competitiveness in the following sectors:

  • Construction Equipment Financing Services
  • Industrial Equipment Financing Services
  • Office & Computer Equipment Financing Services
  • Restaurant Equipment Finance Services
  • Landscaping Equipment Finance Services
  • Transportation Finance Services
  • Recreational / Seasonal Equipment Finance Services
  • Used Equipment Finance Services

Entrepreneurs and new business owners often make the mistake of using their own money to purchase expensive equipment. They might not realize that there is a more efficient way to get the equipment they need without decreasing critical business capital. Equipment leasing is a much cheaper and easier alternative for financing equipment purchases. Any business that utilizes equipment can take advantage of this product.

Using equipment as collateral, institutions lend to business owners at lower rates (sometimes by 100 to 300 basis points) with longer terms than unsecured financing. A typical equipment loan term extends anywhere from 7 to 10 years (based on the residual value) compared to an unsecured line of credit term of 2 to 5 years. Equipment financing also allows small business owners to claim depreciation on their taxes. An equipment financing loan is available as a floating or a fixed rate line and does not require line rotation.

Biz2Credit arranges a wide range of equipment financing products for both start-ups and well established businesses (businesses older than 13 months are considered well established).

Start-ups: Loan amounts ranging between 25k- 100k can be applied for quickly and with minimal paperwork. Normally the Business Credit Rating is weighed more heavily than your personal credit score in these scenarios. Applicants will be required to submit two years of personal tax returns, cost estimates of the equipment to be purchased, and a financial plan. Biz2Credit case managers will guide you step by step through the process.

The fastest way to access these equipment financing products is to apply online and work with an experienced case manager, where the average processing time is approximately 3 to 4 days.

Well Established Businesses: We have a network of lenders who specialize in providing equipment financing to businesses over 13 months old. For loans up to $100k, the loan application is simple and processing time is between 72- 96 hrs. For loan requests over $100k, a business credit score and business tax returns are sufficient documentation to obtain financing at competitive rates ranging from 5.99% to 7.5% over a term of 60 months.

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How it works
  • Single Free Loan Application Step 1

    Complete a single free loan application.

  • Financing Options Step 2

    Get the best financing options available for your business.

  • Get Funds Step 3

    Get Funds!