Financing for Liquor Stores

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Biz2Credit connects business owners seeking business loans for liquor stores using extensive network of funding sources - a quick and hassle-free practice loan online.

The retail wine, beer, and liquor industry in the United States consists of over 300,000 stores with combined annual revenue of about $40 billion. Despite a nearly recession-proof business model, independent liquor store owners universally struggle to maintain a healthy cash flow. Some major reasons for this can include restrictive government regulations, high cost of overhead, financial mismanagement, costly payroll, expensive inventory, and local competition. But the single biggest issue faced by liquor store owners is a lack of access to working capital.

Liquor stores must abide by strict Federal liquor laws to be compliant with the law and regulations and in effect, remain in business. The Tax & Trade Bureau's government website highlights its federal laws and regulations for retail dealers that entrepreneurs should be aware of before considering their idea of financing for liquor stores. The complete list of federal regulations and laws can be found at Any questions regarding these guidelines can be directed to

Richard Parker, President of The Business for Sale Buyer Resource CenterTM offers his insights on the key issues that entrepreneurs need to know before venturing into the liquor stores financing on BizBuySell, the Internet's largest and most heavily trafficked business for sale marketplace in alliance with the Wall Street Journal. The most significant issues to consider before getting involved in owning a liquor store, according to Parker are the following items:

  • The significance of obtaining a license to operate a liquor store
  • Maintaining inventory
  • The need for a hands-on type of owner
  • The landscape and consumer preferences are changing

Despite being one of the most profitable sectors of the retail industry, liquor stores are frequently denied financing by traditional lenders who believe that their operations are high risk. This is especially true for startups and business owners lacking established business credit. Chances are that if you fall under this category, you've likely to have already experienced this sentiment firsthand if you've ever tried to apply for a loan. That's where Biz2Credit comes in. We have experience connecting entrepreneurs with business loans for liquor stores.

We work with numerous traditional and alternative financing companies on liquor stores financing in the industry. By giving us just a few pieces of information about your business (including location, years in business, credit score, and annual revenue), we can match you with up to eight different lenders. Merchant cash advances, accounts receivable financing (invoice factoring), equipment financing, inventory financing, purchase order financing, and traditional loans (banks, credit unions, the SBA) are just a few of the financing products we can arrange for liquor store owners. With large number of lenders in the Biz2Credit network, you can choose the funding solution that fits your unique needs.

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How it works
  • Single Free Loan Application Step 1

    Complete a single free loan application.

  • Financing Options Step 2

    Get the best financing options available for your business.

  • Get Funds Step 3

    Get Funds!