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Debt-to-Income Calculator

The Debt-to-Income Calculator helps to calculate monthly loan payments for fixed-rate loans. Enter your loan details including loan amount, interest rate and loan term and then click "Calculate" to see results.

Monthly recurring debt expenses

Monthly gross income

  • Calculation Results
  • Formulas
DTI

Debt-to-income ratio (DTI) determines the percentage of a consumer's monthly gross income that goes towards paying debts.

The following formula determines the DTI ratio for businesses involving property:

DTI = Monthly recurring debt expenses (including rental or mortgage expenses, interest and principal payments, OR line 11 + line 13 + principal payments)/monthly gross income

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