Debt-to-Income Calculator

Debt-to-income ratio (DTI)

Monthly recurring debt expenses

Monthly gross income

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DTI

Debt-to-income ratio (DTI) determines the percentage of a consumer's monthly gross income that goes towards paying debts.

The following formula determines the DTI ratio for businesses involving property:

DTI = Monthly recurring debt expenses (including rental or mortgage expenses, interest and principal payments, OR line 11 + line 13 + principal payments)/monthly gross income

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