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Loan-to-Value (LTV) Calculator

The Loan-to-Value (LTV) Calculator helps to calculate monthly loan payments for fixed-rate loans. Enter your loan details including loan amount, interest rate and loan term and then click "Calculate" to see results.

Total loan amount ($)

Total value of object being purchased

  • Calculation Results
  • Formulas
LTV

Loan-to-value ratio (LTV) is the borrowed amount divided by the asset value you are purchasing or refinancing.

Usually banks finance up to 80 percent to 90 percent of the LTV, depending on the type of collateral and credit history of the borrower.

The following formula determines the LTV:

LTV = Total loan amount/total value of object being purchased (property value + goodwill)

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