Commercial Real Estate Loans
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Get More from Every Square Foot with Commercial Real Estate Loans. Access capital secured by commercial real estate to capture your biggest business opportunities.
Why CRE?
A commercial real estate loan helps your business buy, build, or renovate the property it operates from. Instead of paying rent, you invest in a space of your own and build equity over time. It's a long-term step toward stability and growth.
CRE Benefits:
Flexible Monthly Payments
Built Equity
Leverage Rental Income
What Is a Commercial Real Estate Loan?
If you're thinking of buying, revamping, or even expanding a piece of property for business, you should explore commercial real estate loans.
These loans are backed by the property itself, not just your credit score. In simple words, your property becomes collateral for your funding, and you would not have to solely rely on your credit score to get access to the capital. You can use them to purchase office buildings, warehouses, storefronts, or even large multi-unit rentals.
Best For
- Storefront expansion
- Looking to own instead of rent
- Needing large lump sums of cash
- Ongoing equity needs
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Financing Today
Start Your Application 
Why Biz2Credit?
No Hidden Fees
Transparent financing and contracts sent to you for review before signing.
Dedicated funding specialist
A real person assigned to your application from day one.
Transparency
Real-time status visibility; fewer black-box steps
End-to-end management
One system to apply and manage your loans with Biz2Credit including payments.
Estimate Your Repayments
Get a sense of what repayments might look like. Rates vary by profile.
How to Apply for a Commercial Real Estate Loans
Tell Us What You Need
Plain-English application with dedicated funding specialist support for any questions.
Review Your Options
Our platform shows you matching options.
Get Funded
Decisions as fast as 24 hours.
You will need:
Note: More documents may be required when applying with Biz2Credit.
Customer stories
Real Businesses.
Real Results.
All stories are real, as told by real business owners. No actors, no scripts — just the people we've been proud to fund.
After reviewing offers from other lenders, the offer from Biz2Credit really stood out.
The customer service, [and] the amount of people they have to help is incredible and I'll continue to use them just for that purpose only
Biz2Credit has been our main lender over the years we have been in business. We have such a history now, through ups and downs, I feel like (Biz2Credit) has always been there for us.
FAQs About Commercial Real Estate Loans
Straight answers about eligibility, fees, and funding speed.
A commercial real estate (CRE) loan is financing for business properties such as office buildings, retail spaces, or warehouses. Unlike residential mortgages, these loans are tailored to business needs and secured by commercial property.
Lenders typically look at your credit score, business financial statements, time in business, and the property's appraisal. Having a solid business plan and legal proof of your business entity can also improve your chances of approval.
You can use a CRE loan to purchase new property, expand or renovate existing space, refinance an existing mortgage, or invest in rental properties. The loan provides funds while the property acts as collateral.
CRE loans repayment terms will vary, with fixed or variable interest rates. Lenders may require a down payment depending on the property and borrower's financial profile.
CRE Loan Articles
FROM THE KNOWLEDGE CENTER*
*This information is provided for general information only
, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products.
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Your business is unique. We have several financing options built for real small businesses.
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The Biz2Credit Line of Credit is not currently available in all states. At present, businesses in the following states may be eligible for the Line of Credit based
