Debt to Income Calculator - Biz2Credit

Financial Calculators

Want to know how your business will be evaluated by potential lenders? Our financial calculators will help you understand and compute the most commonly used evaluation metrics.

Debt-to-Income Calculator

Debt-to-income ratio (DTI)
Monthly recurring debt expenses
Monthly gross income

Debt-to-income ratio (DTI) determines the percentage of a consumer's monthly gross income that goes towards paying debts.

The following formula determines the DTI ratio for businesses involving property:

DTI = Monthly recurring debt expenses (including rental or mortgage expenses, interest and principal payments, OR line 11 + line 13 + principal payments)/monthly gross income

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