Want to know how your business will be evaluated by potential lenders? Our financial calculators will help you understand and compute the most commonly used evaluation metrics.
Debt-to-income ratio (DTI) determines the percentage of a consumer's monthly gross income that goes towards paying debts.
The following formula determines the DTI ratio for businesses involving property:
DTI = Monthly recurring debt expenses (including rental or mortgage expenses, interest and principal payments, OR line 11 + line 13 + principal payments)/monthly gross income
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the option of filling out an application while this is still pending. Business owners may submit applications to Biz2Credit
which may be processed if the program is extended. Learn more and apply.